2802 Rosina Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2802 Rosina Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,188 sqft · built 1957
Lot Size	0.124 acres (5,400 sqft)
Owner	Company Name on Record
Last Sale	$443,000 (Sep 2024)
Tax Bill	$2,716 (2025)
Deeds & Mortgages	Nov 2022 Transfer Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056-11-08-030.00`

Property Details

APN / Parcel Number

Primary APN	`056-11-08-030.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Finished Area
Gross Area	1,260 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	120 ft deep x 45 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2802 ROSINA AVE
City	COVINGTON
State	KY
Zip	41015-1052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERRING DIV OF WILLIAMSON LOT 30 45'X 120' ES ROSINA AT INT SS MILLDALE LAND CO AND S 12.5' OF 28TH S
Legal Subdivision	HERRING DIV OF WILLIAMSON
Legal Lot Number	30
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2006
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3500 PARK CENTER DR, 100, DAYTON, OH 45414-2680
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Intrafamily Transfer, Transfer TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES LLC
Aug 22, 2022	Warranty Deed, Transfer TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES
Sep 20, 2019	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2024 · Amount on Record
Deed Sale	Sep 6, 2024 · Amount on Record
Prior Sale	Aug 22, 2022 · Amount on Record
Deed Document Number	202464
Deed Book / Page	303 / 637
Prior Transfer Date	Aug 30, 2022
Prior Transfer Doc	0005900181
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Nov 9, 2022
Property Address	2802 ROSINA AVE, COVINGTON, KY 41015-1052
Document Number	0005900181
Book / Page	199 / 441
Map Reference	PL 737
Instrument Date	Aug 30, 2022
Instrument	22110905900181
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3500 PARK CENTER DR STE 100, 3500, DAYTON, OH 45414-2680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680
Investor	Possibly a Property Investor

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 22, 2022
Property Address	2802 ROSINA AVE, COVINGTON, KY 41015-1052
Document Number	0005900001
Book / Page	185 / 147
Map Reference	PL 339 SL 737
Instrument Date	Aug 18, 2022
Instrument	22082205900001
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5224 ROSELAWN DR, 5224, TAYLOR MILL, KY 41015-2120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680
Investor	Possibly a Property Investor

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2802 ROSINA AVE, COVINGTON, KY 41015-1052
Document Number	0000000233
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2802 ROSINA AVE COVINGTON KY 410151052, COVINGTON, KY 41015-1052

Mortgage

Document Number	0000000233
Date	Oct 11, 2019
Book Page	006776/000115
Instrument	233

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,000 (-) Land $10,000 Building $195,000	$205,000 (-) Land $10,000 Building $195,000
2025	$2,716.00 (+15.82%)	$205,000 (+16.41%) Land $5,000 Building $200,000	$205,000 (+16.41%) Land $5,000 Building $200,000
2023	$2,345.00	$176,100 Land $5,000 Building $171,100	$176,100 Land $5,000 Building $171,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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