2805 Todd St, Oceanside, CA 92054 Property Records

San Diego County property record for 2805 Todd St, Oceanside, CA 92054 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1961
Lot Size	0.218 acres (9,500 sqft)
Owner	2 Individual Names on File
Last Sale	$444,500 (Aug 2015)
Tax Bill	$5,854 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146-204-06-00`

Property Details

APN / Parcel Number

Primary APN	`146-204-06-00`
Alternative APN	`1462320600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	9,500 sqft (0.218 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1462320600
Street Address	2805 TODD ST
City	OCEANSIDE
State	CA
Zip	92054-3737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 TR 004447
Legal Subdivision	MISSION PACIFIC
Legal Tract	004447
Legal Block	1
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	18510

Owner

Source: San Diego County records · APN 146-204-06-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2805 TODD ST, OCEANSIDE, CA 92054-3737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2015 · Amount on Record
Deed Sale	Aug 17, 2015 · Amount on Record
Prior Sale	Jul 22, 2015 · Amount on Record
Deed Document Number	2015434085
Prior Transfer Date	May 12, 2015
Prior Transfer Doc	0000251297
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2805 TODD ST, OCEANSIDE, CA 92054-3737
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 TODD ST, OCEANSIDE, CA 92054-3737

Mortgage

Document Number	0000244609
Date	Jun 10, 2022
Instrument	2022-0244609

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$536,713 (+2%) Land $362,238 Building $174,475
2025	$5,854.00 (+5.25%) Homeowner's exemption	$526,190 (+4.04%) Land $355,136 Building $171,054
2023	$5,562.00 (+1.55%) Homeowner's exemption	$505,759 Land $341,347 Building $164,412
2022	$5,477.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 53 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (1978–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Feb 2017, rainfall accumulation, Severe Winter Storms, Flooding, And Mudslides

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 333 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.