2805 Beacon Point Cir, Elgin, IL 60124 Property Records

Kane County property record for 2805 Beacon Point Cir, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,674 sqft · built 2006
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Apr 2026)
Tax Bill	$8,052 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-29-180-015`

Property Details

APN / Parcel Number

Primary APN	`06-29-180-015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area
1st Floor Area	1,674 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2805 BEACON POINT CIR
City	ELGIN
State	IL
Zip	60124-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWATER SUB PHASE 3 LT 677
Legal Subdivision	EDGEWATER SUB
Legal Phase	3
Legal Block	2
Legal Lot Number	677
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2028
Census Tract	851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2805 BEACON POINT CIR, ELGIN, IL 60124-3113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK
May 26, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 26, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Mar 26, 2019 · Amount on Record
Deed Document Number	202613058
Prior Transfer Date	May 19, 2022
Prior Transfer Doc	0000027964
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 1, 2026
Property Address	2805 BEACON POINT CIR, ELGIN, IL 60124-3113
Document Number	0000013058
Instrument Date	Mar 23, 2026
Instrument	202613058
Transaction Type	Transfer
Record Updated	Aug 21, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65,145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 BEACON POINT CIR, ELGIN, IL 60124-3113

Mortgage

Document Number	0000013059,
Date	Apr 1, 2026
Instrument	202613059

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	May 26, 2022
Property Address	2805 BEACON POINT CIR, ELGIN, IL 60124-3113
Document Number	0000027964
Map Reference	DOC 2006K068247
Instrument Date	May 19, 2022
Instrument	2022K027964
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2805 BEACON POINT CIR, 2805, ELGIN, IL 60124-3113

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 26, 2019
Property Address	2805 BEACON POINT CIR, ELGIN, IL 60124-3113
Document Number	0000011624
Instrument Date	Mar 15, 2019
Instrument	11624
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$421.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 BEACON POINT CIR ELGIN IL 601243113, ELGIN, IL 60124-3113

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,052.00 (+4.86%) Homeowner's exemption Senior Citizen's exemption	$121,555 (+8.57%) Land $36,571 Building $84,984	$364,811 (+8.57%) Land $109,757 Building $255,054
2024	$7,679.00 (+9.03%)	$111,960 (+21.39%) Land $33,684 Building $78,276	$336,014 (+21.44%) Land $101,092 Building $234,922
2022	$7,043.00 (+10.7%) Homeowner's exemption	$92,229 (+6.96%) Land $27,748 Building $64,481	$276,687 (+6.96%) Land $83,244 Building $193,443
2021	$6,362.00 Homeowner's exemption	$86,227 Land $25,942 Building $60,285	$258,681 Land $77,826 Building $180,855

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Verizon.

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