Kane County property record for 2801 Beacon Point Cir, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,570 sqft · built 2006 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Jul 2023) |
| Tax Bill | $8,195 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-29-180-017 |
| Primary APN | 06-29-180-017 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,570 sqft Living Area |
| 1st Floor Area | 1,570 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Width | 44 ft Width |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 2801 BEACON POINT CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDGEWATER SUB PHASE 3 LOT 675 |
| Legal Subdivision | EDGEWATER SUB |
| Legal Phase | 3 |
| Legal Block | 2 |
| Legal Lot Number | 675 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 851913 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2799 CASCADE FALLS CIR, ELGIN, IL 60124-3116 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Feb 9, 2026 | Transfer on Death Deed, Transfer |
| Jul 20, 2023 | Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Sep 17, 2019 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2023 · Amount on Record |
| Deed Sale | Jul 20, 2023 · Amount on Record |
| Prior Sale | Jan 25, 2007 · Amount on Record |
| Deed Document Number | 202324498 |
| Prior Transfer Date | Jul 22, 2016 |
| Prior Transfer Doc | 0000040291 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 9, 2026 |
| Property Address | 2801 BEACON POINT CIR, ELGIN, IL 60124-3113 |
| Document Number | 0000005221 |
| Map Reference | DOC 2006R068247 |
| Instrument Date | Feb 5, 2026 |
| Instrument | 2026K005221 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2801 BEACON POINT CIR, ELGIN, IL 60124-3113 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 20, 2023 |
| Property Address | 2801 BEACON POINT CIR, ELGIN, IL 60124-3113 |
| Document Number | 0000024498 |
| Map Reference | DOC 2006KK068247 |
| Instrument Date | Jul 17, 2023 |
| Instrument | 2023K024498 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2801 BEACON POINT CIR, ELGIN, IL 60124-3113 |
| Document Number | 0000024499 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | 2023K024499 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2801 BEACON POINT CIR, ELGIN, IL 60124-3113 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000043326 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 2019K043326 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,195.00 (+4.84%) | ||
| 2024 | $7,817.00 (+9.08%) Homeowner's exemption | $113,680 (+21.39%) Land $33,684 Building $79,996 | $341,176 (+21.44%) Land $101,092 Building $240,084 |
| 2022 | $7,166.00 (+4.93%) Homeowner's exemption | $93,646 (+6.96%) Land $27,748 Building $65,898 | $280,938 (+6.96%) Land $83,244 Building $197,694 |
| 2021 | $6,829.00 Homeowner's exemption | $87,552 Land $25,942 Building $61,610 | $262,656 Land $77,826 Building $184,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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