2804 Beacon Point Cir, Elgin, IL 60124 Property Records

Kane County property record for 2804 Beacon Point Cir, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,933 sqft · built 2007
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$355,000 (Jun 2023)
Tax Bill$8,970 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-29-179-026

Property Details

APN / Parcel Number

Primary APN06-29-179-026

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,933 sqft Living Area
1st Floor Area1,933 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeFrame
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address2804 BEACON POINT CIR
CityELGIN
StateIL
Zip60124-3113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER SUB PHASE 3 LT 757
Legal SubdivisionEDGEWATER SUB
Legal Phase3
Legal Block2
Legal Lot Number757
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2030
Census Tract851913

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address640 BRYN MAWR AVE, BARTLETT, IL 60103-5835
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2023 · Amount on Record
Deed SaleJun 12, 2023 · Amount on Record
Prior SaleAug 22, 2007 · Amount on Record
Prior Transfer DateOct 2, 2013
Prior Transfer Doc0000078806
Record UpdatedSep 20, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateJun 12, 2023
Property Address2804 BEACON POINT CIR, ELGIN, IL 60124-3113
Document Number0000019064
Map ReferenceDOC 2006K068247
Instrument DateMay 22, 2023
Instrument2023K019064
Transaction TypeTransfer
Record UpdatedJun 21, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$355.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2804 BEACON POINT CIR, ELGIN, IL 60124-3113

Mortgage

Document Number0000019065
DateJun 12, 2023
Instrument2023K019065
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053
Interest
Rate TypeFixed Rate
Rate5.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,970.00 (+12.6%)
2024$124,878 (+21.39%) Land $33,684 Building $91,194$374,784 (+21.44%) Land $101,092 Building $273,691
2022$7,966.00 (+4.83%) Homeowner's exemption$102,871 (+6.96%) Land $27,748 Building $75,123$308,613 (+6.96%) Land $83,244 Building $225,369
2021$7,599.00 Homeowner's exemption$96,177 Land $25,942 Building $70,235$288,531 Land $77,826 Building $210,705

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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