Baldwin County property record for 28041 Oakachoy Loop, Daphne, AL 36526
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,906 sqft · built 2008 |
| Lot Size | 0.424 acres (18,469 sqft) |
| Owner | Individual Name on File |
| Last Sale | $21,000 (Jul 2017) |
| Tax Bill | $3,224 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-02-10-0-000-007.252 |
| Primary APN | 43-02-10-0-000-007.252 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,906 sqft Heated Area |
| 1st Floor Area | 2,916 sqft |
| Upper Floors Area | 990 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 18,469 sqft (0.424 acres) |
| Lot Dimensions | 127 ft deep x 144 ft wide |
| Pool Area | 648 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 336473 |
|---|---|
| Street Address | 28041 OAKACHOY LOOP |
| City | DAPHNE |
| State | AL |
| Zip | 36526-6345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 144.4' X 127.9' IRR LOT 24 SEHOY SUB PHASE FIVE SLIDE 2219-C IN THE CITY OF DAPHNE SEC 10-T5S-R2E (WD/SURVIVORSHIP) |
| Legal Subdivision | SEHOY SUB PHASE FIVE |
| Legal Phase | 5 |
| Legal Lot Number | 24 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10710 |
Source: Baldwin County records · APN 43-02-10-0-000-007.252
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28041 OAKACHOY LOOP, DAPHNE, AL 36526-6345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MTG & INV |
| Jul 07, 2017 | Grant Deed, Transfer · Conventional with PMI ADVANCE MTG & INV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 07, 2017 · Amount on Record |
| Deed Sale | Jul 07, 2017 · Amount on Record |
| Prior Sale | Feb 13, 2008 |
| Deed Document Number | 20171642939 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 28041 OAKACHOY LOOP, DAPHNE, AL 36526-6345 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002029813 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 2029813 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | DAPHNE, AL 36526 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 19, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 28041 OAKACHOY LOOP, DAPHNE, AL 36526-6345 |
| Document Number | 0001876047 |
| Instrument Date | Nov 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28041 OAKACHOY LOOP DAPHNE AL 365266345, DAPHNE, AL 36526-6345 |
| Document Number | 0001876047 |
|---|---|
| Date | Dec 09, 2020 |
| Instrument | 1876047 |
| Name | ADVANCE MTG & INV |
|---|---|
| Type | MERS |
| Address | SPANISH FORT, AL 36527 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 08, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jul 07, 2017 |
| Property Address | 28041 OAKACHOY LOOP, DAPHNE, AL 36526-6345 |
| Document Number | 0001642939 |
| Instrument Date | Jul 05, 2017 |
| Instrument | 1642939 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28014 OAKACHOY LOOP DAPHNE AL 36526, DAPHNE, AL 36526 |
| Document Number | 1642940 |
|---|---|
| Date | Jul 07, 2017 |
| Instrument | 1642940 |
| Name | ADVANCE MTG & INV |
|---|---|
| Type | MERS |
| Address | SPANISH FORT, AL 36527 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 06, 2047 |
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Daphne City |
| Unified School District | Baldwin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,224.00 (+13.72%) | $71,080 (+13.51%) Land $7,280 Building $63,800 | $710,700 (+13.49%) Land $72,800 Building $637,900 |
| 2023 | $2,835.00 (+24.45%) Homeowner's exemption | $62,620 (+15.88%) | $626,200 (+15.92%) Land $60,000 Building $566,200 |
| 2022 | $2,278.00 (+8.68%) Homeowner's exemption | $54,040 | $540,200 Land $50,900 Building $489,300 |
| 2021 | $2,096.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Telapex.
Based on FCC filings for 247 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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