28023 Oakachoy Loop, Daphne, AL 36526 Property Records

Baldwin County property record for 28023 Oakachoy Loop, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,335 sqft · built 2006
Lot Size	0.516 acres (22,493 sqft)
Owner	Individual Name on File
Last Sale	$262,223 (Jan 2013)
Tax Bill	$1,978 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-02-10-0-000-007.253`

Property Details

APN / Parcel Number

Primary APN	`43-02-10-0-000-007.253`
Alternative APNs	`271840` `246805` `505385`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,335 sqft Heated Area
1st Floor Area	2,335 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,493 sqft (0.516 acres)
Lot Dimensions	128 ft deep x 174 ft wide
Pool Area	351 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	505385
Street Address	28023 OAKACHOY LOOP
City	DAPHNE
State	AL
Zip	36526-6345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	174.5' X 128.9' IRR LOT 25 SEHOY SUB PHASE FIVE SLIDE 2219-C IN THE CITY OF DAPHNE SEC 10-T5S-R2E (WD/SURVIVORSHIP)
Legal Subdivision	SEHOY SUB PHASE FIVE
Legal Phase	5
Legal Lot Number	25
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	2
Census Block	2002
Census Tract	10710

Owner

Source: Baldwin County assessment roll, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28023 OAKACHOY LOOP, DAPHNE, AL 36526-6345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Oct 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOWER VALLEY CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 29, 2013 · Amount on Record
Deed Sale	Jan 29, 2013 · Amount on Record
Prior Sale	Oct 3, 2006
Deed Document Number	20131380295
Last Transfer Date	Aug 30, 2021
Transfer Doc	0001949469
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	28023 OAKACHOY LOOP, DAPHNE, AL 36526-6345
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ORANGE AVE, FAIRHOPE, AL 36532-1206

Mortgage

Document Number	0001982636
Date	Mar 4, 2022
Instrument	1982636

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	DAPHNE, AL 36527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 26, 2032

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALDWIN AL
Recording Date	Oct 7, 2021
Property Address	28023 OAKACHOY LOOP, DAPHNE, AL 36526-6345
Document Number	0001949469
Map Reference	SL 2219-C
Instrument Date	Aug 30, 2021
Instrument	1949469
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	MEYMAX TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 ORANGE AVE, FAIRHOPE, AL 36532-1206

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28023 OAKACHOY LOOP, FAIRHOPE, AL 36532

Mortgage

Document Number	0001949470
Date	Oct 7, 2021
Instrument	1949470

Lender

Name	LOWER VALLEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,978.00 (-44.52%)	$43,980 (-43.25%) Land $7,280 Building $36,700	$439,800 (+13.5%) Land $72,800 Building $367,000
2023	$3,565.00 (+148.09%)	$77,500 (+131.9%)	$387,500 (+16.02%) Land $60,000 Building $327,500
2022	$1,437.00 (+8.45%)	$33,420	$334,000 Land $50,900 Building $283,100
2021	$1,325.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Telapex.

Nearby Properties on Oakachoy Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures