2804 Whispering Creek Loop, Rocklin, CA 95765 Property Records

Placer County property record for 2804 Whispering Creek Loop, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,601 sqft · built 2018
Lot Size	0.165 acres (7,184 sqft)
Owner	Individual Name on File
Last Sale	$623,500 (Oct 2018)
Tax Bill	$11,227 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`497-060-029-000`

Property Details

APN / Parcel Number

Primary APN	`497-060-029-000`
Alternative APN	`497-060-029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,601 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	7,184 sqft (0.165 acres)
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	497-060-029
Street Address	2804 WHISPERING CREEK LOOP
City	ROCKLIN
State	CA
Zip	95765-6288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 77 WHITNEY RANCH PH II-B UNIT 47AB MOR DD-22
Legal Subdivision	WHITNEY RANCH
Legal Lot Number	77
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1000
Census Tract	21323

Owner

2804 Whispering Creek Loop is owned and occupied by an individual who bought it in October 2018.

Source: Placer County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2804 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6288
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 17, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Oct 17, 2018	Grant Deed, Subdivision Related Transfer OLD REPUBLIC TITLE CO
Apr 5, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2018 · Amount on File
Deed Sale	Oct 17, 2018 · Amount on File
Prior Sale	Apr 5, 2017 · Amount on File
Deed Document Number	201875299
Prior Transfer Date	Oct 2, 2018
Prior Transfer Doc	0000075298
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2804 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6288
Transaction Type	Mortgage
Record Updated	Jan 16, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6288

Mortgage

Document Number	0000000022
Date	Jan 2, 2024
Instrument	2024-0000022

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Oct 17, 2018
Property Address	2804 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6288
Document Number	0000075298
Instrument Date	Oct 2, 2018
Instrument	75298
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2804 WHISPERING CREEK LOOP ROCKLIN CA 957656288, ROCKLIN, CA 95765-6288

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Oct 17, 2018
Property Address	2804 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6288
Document Number	0000075299
Map Reference	MB DD PG22
Instrument Date	Oct 1, 2018
Instrument	2018-0075299
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6288

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 5, 2017
Property Address	2804 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6288
Document Number	0000025042
Instrument Date	Mar 10, 2017
Instrument	25042
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$2,850.65
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1430 BLUE OAKS BLVD #190 ROSEVILLE CA 957475157, 190, ROSEVILLE, CA 95747-5157
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2804 Whispering Creek Loop was $11,227 with a homeowner's exemption, up 3.9% from the year before.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$678,850 (+2%) Land $199,117 Building $479,733
2025	$11,227.00 (+3.89%) Homeowner's exemption	$665,540 Land $195,213 Building $470,327
2024	$10,807.00 (-2.21%)
2023	$11,051.00 (+5.72%) Homeowner's exemption	$639,698 Land $187,634 Building $452,064
2022	$10,453.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2804 Whispering Creek Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2804 Whispering Creek Loop is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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