2815 Whispering Creek Loop, Rocklin, CA 95765 Property Records

Placer County property record for 2815 Whispering Creek Loop, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,241 sqft · built 2018
Lot Size	0.171 acres (7,453 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Nov 2018)
Tax Bill	$11,935 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`497-060-034-000`

Property Details

APN / Parcel Number

Primary APN	`497-060-034-000`
Alternative APN	`497-060-034`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,241 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	7,453 sqft (0.171 acres)
Garage Area	932 sqft
Parking Spaces	4 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	497-060-034
Street Address	2815 WHISPERING CREEK LOOP
City	ROCKLIN
State	CA
Zip	95765-6288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 82 WHITNEY RANCH PH II-B UNIT 47AB MOR DD-22
Legal Subdivision	WHITNEY RANCH
Legal Lot Number	82
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1006
Census Tract	21323

Owner

2815 Whispering Creek Loop is owned and occupied by two individuals who bought it in November 2018.

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2815 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT PTRS GRP
Nov 27, 2018	Grant Deed · Conventional Mortgage PARAMOUNT PTRS GRP
Apr 5, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018 · Amount on File
Deed Sale	Nov 27, 2018 · Amount on File
Prior Sale	Apr 5, 2017 · Amount on File
Deed Document Number	201885686
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2815 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6288
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037952
Date	Apr 27, 2020
Instrument	2020-0037952

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2815 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6288
Document Number	0000064844
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2815 WHISPERING CREEK LOOP ROCKLIN CA 957656288, ROCKLIN, CA 95765-6288

Mortgage

Document Number	0000064844
Date	Aug 30, 2019
Instrument	64844

Lender

Name	PARAMOUNT PTRS GRP
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

November 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 27, 2018
Property Address	2815 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6288
Document Number	0000085686
Instrument Date	Nov 14, 2018
Instrument	85686
Record Updated	Dec 11, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2815 WHISPERING CREEK LOOP ROCKLIN CA 957656288, ROCKLIN, CA 95765-6288

Mortgage

Document Number	85687
Date	Nov 27, 2018
Instrument	85687

Lender

Name	PARAMOUNT PTRS GRP
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2048

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 5, 2017
Property Address	2815 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6288
Document Number	0000025042
Instrument Date	Mar 10, 2017
Instrument	25042
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$2,850.65
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1430 BLUE OAKS BLVD #190 ROSEVILLE CA 957475157, 190, ROSEVILLE, CA 95747-5157
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2815 Whispering Creek Loop was $11,935 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$770,185 (+2%) Land $227,563 Building $542,622
2025	$11,935.00 Homeowner's exemption	$755,084 Land $223,101 Building $531,983
2023	$11,621.00 (+2.13%) Homeowner's exemption	$725,765 Land $214,439 Building $511,326
2022	$11,379.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2815 Whispering Creek Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2815 Whispering Creek Loop is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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