2800 Rainbow Dr, Westminster, MD 21157 Property Records

Carroll County property record for 2800 Rainbow Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,034 sqft · built 1976
Lot Size	0.551 acres (24,001 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jun 2023)
Tax Bill	$3,665 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-028988`

Property Details

APN / Parcel Number

Primary APN	`04-028988`
Alternative APNs	`4028988` `028988`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,034 sqft Total Area
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,001 sqft (0.551 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	028988
Street Address	2800 RAINBOW DR
City	WESTMINSTER
State	MD
Zip	21157-7649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 33 - 24001 SQ FT 2800 RAINBOW DR 11-71 SE FAIR LEA HILLS PLT 5
Legal Subdivision	FAIR LEA HILLS PLACE V
Legal Lot Number	33
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	3
Census Block	3005
Census Tract	504202

Owner

2800 Rainbow Dr is owned and occupied by two individuals who acquired it in November 2023.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2800 RAINBOW DR, WESTMINSTER, MD 21157-7649
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 28, 2023	Intrafamily Transfer, Transfer
Jun 12, 2023	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2023 · Amount on File
Deed Sale	Jun 12, 2023 · Amount on File
Deed Book / Page	11050 / 25
Last Transfer Date	Nov 28, 2023
Transfer Doc	0111530131
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2800 RAINBOW DR, WESTMINSTER, MD 21157-7649
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2800 RAIBOW DR, WESTMINSTER, MD 21157-7649

Mortgage

Document Number	0111920233
Date	Feb 12, 2024
Book Page	11192/233

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Nov 28, 2023
Property Address	2800 RAINBOW DR, WESTMINSTER, MD 21157-7649
Document Number	0111530131
Book / Page	11153 / 131
Map Reference	MB 11 FO 71
Instrument Date	Nov 13, 2023
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2800 RAINBOW DR, WESTMINSTER, MD 21157-7649

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 12, 2023
Property Address	2800 RAINBOW DR, WESTMINSTER, MD 21157-7649
Document Number	0110500025
Book / Page	11050 / 25
Map Reference	MB 11 FO 71
Instrument Date	Jun 9, 2023
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	0110500033
Date	Jun 12, 2023
Instrument	11050-0033

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 2800 Rainbow Dr was $3,665 with a homeowner's exemption, up 5.2% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,665.00 (+5.16%) Homeowner's exemption	$354,500 (+7.36%)	$403,100 (+22.08%) Land $182,000 Building $221,100
2025	$3,485.00 Homeowner's exemption	$330,200 Land $142,000 Building $188,200	$330,200 Land $142,000 Building $188,200
2023	$3,106.00 (+11.17%)	$274,933 (+11.17%)	$330,200 (+33.52%) Land $142,000 Building $188,200
2022	$2,794.00	$247,300 Land $104,000 Building $143,300	$247,300 Land $104,000 Building $143,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2800 Rainbow Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2800 Rainbow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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