2804 Elder Ln, Franklin Park, IL 60131 Property Records

Cook County property record for 2804 Elder Ln, Franklin Park, IL 60131

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1945
Lot Size	0.144 acres (6,288 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Mar 2025)
Tax Bill	$5,423 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-28-404-027`

Property Details

APN / Parcel Number

Primary APN	`12-28-404-027`
Alternative APN	`12-28-404-027-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,288 sqft (0.144 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2804 ELDER LN
City	FRANKLIN PARK
State	IL
Zip	60131-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WESTBROOK)(UNIT2) BEING MILLS & SONS SUB IN EH SEC 28-40-12
Legal Range	12E
Legal Township	40N
Legal Section	28
Legal Subdivision	WESTBROOK UNIT2
Legal Block	9
Legal Lot Number	19
Legal Unit	2
Jurisdiction	COOK IL
Township / Civil Division	LEYDEN
Census Block Group	1
Census Block	1015
Census Tract	811402

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2804 ELDER LN, FRANKLIN PARK, IL 60131-2503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 25, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 30, 2019	Deed of Trust, Mortgage · Conventional with PMI PROVIDENT FNDG
Sep 5, 2018	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FNDG
Mar 13, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Prior Sale	Sep 5, 2018 · Amount on Record
Deed Document Number	202530136
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2804 ELDER LN, FRANKLIN PARK, IL 60131-2503
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011733052
Date	Apr 27, 2021
Instrument	2111733052

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 25, 2025
Property Address	2804 ELDER LN, FRANKLIN PARK, IL 60131-2503
Document Number	0008430136
Map Reference	DOC 12840967
Instrument Date	Mar 17, 2025
Instrument	2508430136
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 ELDER LN, FRANKLIN PARK, IL 60131-2503

Mortgage

Document Number	0008430137
Date	Mar 25, 2025
Instrument	2508430137

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Interest

Rate	6.62%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2804 ELDER LN, FRANKLIN PARK, IL 60131-2503
Document Number	1928906012
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 ELDER LN FRANKLIN PARK IL 601312503, FRANKLIN PARK, IL 60131-2503

Mortgage

Document Number	1928906012
Date	Oct 16, 2019
Instrument	28906012

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 5, 2018
Property Address	2804 ELDER LN, FRANKLIN PARK, IL 60131-2503
Document Number	1824806307
Instrument Date	Aug 23, 2018
Instrument	24806307
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2804 ELDER LN FRANKLIN PARK IL 601312503, FRANKLIN PARK, IL 60131-2503

Mortgage

Document Number	1824806308
Date	Sep 5, 2018
Instrument	24806308

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Mar 13, 2017
Property Address	2804 ELDER LN, FRANKLIN PARK, IL 60131-2503
Document Number	1707249214
Instrument Date	Mar 6, 2017
Instrument	7249214
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2804 ELDER LN FRANKLIN PARK IL 601312503, FRANKLIN PARK, IL 60131-2503

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Leyden Township
Municipality	Franklin Park Village
Elementary School District	Franklin Park School District 84 (PK - 08)
Secondary School District	Leyden Community High School District 212 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,000 (+17.73%) Land $5,659 Building $19,341	$250,000 (+17.73%) Land $56,590 Building $193,410
2023	$5,423.00 (-2.95%)
2022	$5,588.00	$21,235 Land $4,716 Building $16,519	$212,350 Land $47,160 Building $165,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	80 (1979–2019)
Claims Outside the SFHA	9 of 80
Most Recent Claim	Oct 2019 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 22 claims Severe Storms And Flooding, Jul 2010 · 13 claims Severe Storms & Flooding, Aug 1987 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PARK serves 18,467 people · EPA ID IL0310960
Water Source	Purchased surface water from CHICAGO
Last State Inspection	May 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 910 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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