2801 Elder Ln, Franklin Park, IL 60131 Property Records

Cook County property record for 2801 Elder Ln, Franklin Park, IL 60131

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,112 sqft · built 1943
Lot Size	0.135 acres (5,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,000 (May 2023)
Tax Bill	$5,957 (2023)
Deeds & Mortgages	Jan 2022 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-28-407-015`

Property Details

APN / Parcel Number

Primary APN	`12-28-407-015`
Alternative APN	`12-28-407-015-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1944
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,890 sqft (0.135 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2801 ELDER LN
City	FRANKLIN PARK
State	IL
Zip	60131-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WESTBROOK) (UNIT3) BEING (MILLS) & (SONS) SUB IN EH SE 28-40-12
Legal Range	12E
Legal Township	40N
Legal Section	28
Legal Subdivision	WESTBROOK UNIT3 BEING MILLS & SONS
Legal Block	10
Legal Lot Number	9
Legal Unit	3
Jurisdiction	COOK IL
Township / Civil Division	LEYDEN
Census Block Group	1
Census Block	1016
Census Tract	811402

Owner

Source: Cook County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2801 ELDER LN, FRANKLIN PARK, IL 60131-2502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · VA Mortgage M & T BANK
May 31, 2023	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Oct 26, 2012 · Amount on Record
Deed Document Number	202345256
Prior Transfer Date	Feb 17, 2005
Prior Transfer Doc	0000027100
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2801 ELDER LN, FRANKLIN PARK, IL 60131-2502
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 ELDER LN, FRANKLIN PARK, IL 60131-2502

Mortgage

Document Number	0001813406
Date	Jan 18, 2022
Instrument	2201813406

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	249 Months
Due	Oct 1, 2042

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 31, 2023
Property Address	2801 ELDER LN, FRANKLIN PARK, IL 60131-2502
Document Number	0015145256
Instrument Date	Apr 24, 2023
Instrument	2315145256
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$293.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2801 ELDER LN, FRANKLIN PARK, IL 60131-2502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2801 ELDER LN, FRANKLIN PARK, IL 60131-2502
Investor	Possibly a Property Investor

Mortgage

Document Number	0015145257
Date	May 31, 2023
Instrument	2315145257

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.87%

Mortgage

Document Number	0015145258
Date	May 31, 2023
Instrument	2315145258

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Leyden Township
Municipality	Franklin Park Village
Elementary School District	Franklin Park School District 84 (PK - 08)
Secondary School District	Leyden Community High School District 212 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,000 (+13.05%) Land $5,301 Building $20,699	$260,000 (+13.05%) Land $53,010 Building $206,990
2023	$5,957.00 (-3%)
2022	$6,141.00	$22,999 Land $4,417 Building $18,582	$229,990 Land $44,170 Building $185,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	80 (1979–2019)
Claims Outside the SFHA	9 of 80
Most Recent Claim	Oct 2019 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 22 claims Severe Storms And Flooding, Jul 2010 · 13 claims Severe Storms & Flooding, Aug 1987 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PARK serves 18,467 people · EPA ID IL0310960
Water Source	Purchased surface water from CHICAGO
Last State Inspection	May 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 910 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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