2803 Franklin Ave, Waco, TX 76710 Property Records

McLennan County property record for 2803 Franklin Ave, Waco, TX 76710

Property Summary

Property TypeCommercial
Details7,120 sqft · built 1942
Lot Size0.852 acres (37,125 sqft)
OwnerCompany Name on File
Tax Bill$23,794 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Jun 2020 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN48-027800-000200-5

Property Details

APN / Parcel Number

Primary APN48-027800-000200-5
Alternative APNs
  • 4802780000020050111
  • 181210

Interior

Stories1 Story
Building Area7,120 sqft Gross Area
1st Floor Area7,120 sqft
FlooringTile

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Construction TypeConcrete Block
Roof TypeReinforced Concrete
Roof MaterialBuilt-Up Asphalt
Lot Area37,125 sqft (0.852 acres)
Lot Dimensions165 ft deep x 225 ft wide
Canopy1,536 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2803 FRANKLIN AVE
CityWACO
StateTX
Zip76710-7439
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeM-2
Legal DescriptionMANN J W LOT 3A 4 5 6 7 BLOCK 1A ACRES .8523
Legal SubdivisionMANN J W
Legal Block1A
Legal Lot Number3A
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1049
Census Tract700

Owner

2803 Franklin Ave, a commercial property, is owned by a company that acquired it in November 2022.

Source: McLennan County records, as of August 24, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 2028, WACO, TX 76703-2028
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2018Deed of Trust, Mortgage · Line of Credit
ALLIANCE BANK CENTRAL TEXAS
Jun 10, 2020Deed of Trust, Mortgage · Line of Credit
ALLIANCE BK CTRL TX
Jan 12, 2019Loan Modification, Mortgage · Line of Credit
ALLIANCE BK CTRL TX
Dec 19, 2018Loan Modification, Mortgage
ALLIANCE BK CTRL TX
Dec 6, 2017Warranty Deed, Construction Loan · Line of Credit
NATIONAL UNITED

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2022
Deed SaleNov 10, 2022
Prior SaleDec 6, 2017 · Amount on File
Deed Document Number202243995
Prior Transfer DateDec 4, 2017
Prior Transfer Doc0000039990
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address2803 FRANKLIN AVE, WACO, TX 76710-7439
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001202
DateJan 12, 2018
Instrument2018001202
Lender
NameALLIANCE BANK CENTRAL TEXAS
TypeBank
AddressWACO, TX 76710
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueJan 12, 2019

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address2803 FRANKLIN AVE, WACO, TX 76710-7439
Document Number0000019056
Instrument DateJun 10, 2020
Transaction TypeMortgage
Record UpdatedJul 6, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1012 BOLDMERE WACO TX 767124093, WACO, TX 76712-4093

Mortgage

Document Number0000019056
DateJun 11, 2020
Instrument19056
Lender
NameALLIANCE BK CTRL TX
TypeBank
Address4721 BOSQUE BLVD, WACO, TX 76710-4607
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJun 10, 2025
Interest
Rate TypeAdjustable Rate

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address2803 FRANKLIN AVE, WACO, TX 76710-7439
Document Number0000001789
Instrument DateJan 12, 2019
Transaction TypeMortgage
Record UpdatedApr 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1012 BOLDMERE WACO TX 767124093, WACO, TX 76712-4093

Mortgage

Document Number0000001789
DateJan 17, 2019
Instrument1789
Lender
NameALLIANCE BK CTRL TX
TypeBank
AddressWACO, TX 76710
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJan 16, 2024
Interest
Rate TypeAdjustable Rate

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address2803 FRANKLIN AVE, WACO, TX 76710-7439
Document Number0000001766
Instrument DateDec 19, 2018
Transaction TypeMortgage
Record UpdatedApr 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1012 BOLDMERE WACO TX 767124093, WACO, TX 76712-4093

Mortgage

Document Number0000001766
DateJan 17, 2019
Instrument1766
Lender
NameALLIANCE BK CTRL TX
TypeBank
AddressWACO, TX 76710
Agreement
AmountAmount on Record
Term60 Months
DueJan 16, 2024

December 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateDec 6, 2017
Property Address2803 FRANKLIN AVE, WACO, TX 76710-7439
Document Number0000039990
Instrument DateDec 4, 2017
Instrument39990
Transaction TypeConstruction Loan
Record UpdatedJan 3, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address804 FOREST OAKS CIR WOODWAY TX 767122235, WOODWAY, TX 76712-2235

Mortgage

Document Number39991
DateDec 6, 2017
Instrument39991
Lender
NameNATIONAL UNITED
AddressGATESVILLE, TX 76528
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2803 Franklin Ave was $23,794, down 0.5% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$899,555 (-15%) Land $218,320 Building $681,235$899,555 (-15%) Land $218,320 Building $681,235
2025$23,794.00 (-0.47%)$1,058,300 Land $256,160 Building $802,140$1,058,300 Land $256,160 Building $802,140
2024$23,907.00
2023$1,029,210 Land $256,160 Building $773,050$1,029,210 Land $256,160 Building $773,050
2022$20,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2803 Franklin Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims18 (1991–2026)
Claims Outside the SFHA8 of 18
Most Recent ClaimJun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2803 Franklin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEFFINGHAM
serves 12,252 people · EPA ID IL0490250
Water SourceSurface water
Last State InspectionAug 2025
Also Mapped HereCITY OF WACO
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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