2732 Rosina Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2732 Rosina Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 972 sqft · built 1956
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Aug 2024)
Tax Bill	$2,517 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Dec 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`056-11-08-028.00`

Property Details

APN / Parcel Number

Primary APN	`056-11-08-028.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	972 sqft Finished Area
Gross Area	1,743 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 84 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2732 ROSINA AVE
City	COVINGTON
State	KY
Zip	41015-1050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLDALE LAND CO LOT 110 & PTS 109-111
Legal Subdivision	MILLDALE LAND CO
Legal Phase	1
Legal Lot Number	110,109
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2006
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2732 ROSINA AVE, COVINGTON, KY 41015-1050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 4, 2017	Grant Deed, Transfer · Conventional with PMI BRANCH BK&TR
Aug 11, 2017	Grant Deed, Transfer ORANGE COAST LENDER SERVICES LLC
May 31, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2024 · Amount on Record
Deed Sale	Aug 29, 2024 · Amount on Record
Prior Sale	Feb 10, 2021 · Amount on Record
Deed Document Number	202492
Deed Book / Page	302 / 641
Prior Transfer Date	May 29, 2007
Prior Transfer Doc	0005900014
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 10, 2021
Property Address	2732 ROSINA AVE, COVINGTON, KY 41015-1050
Document Number	0005900027
Book / Page	71 / 217
Instrument Date	Feb 5, 2021
Instrument	21021005900027
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32505 HIGHWAY 8 E, 32505, GORE SPRINGS, MS 38929-9726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2732 ROSINA AVE, COVINGTON, KY 41015-1050

Mortgage

Document Number	0005900028
Date	Feb 10, 2021
Instrument	21021005900028

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 4, 2017
Property Address	2732 ROSINA AVE, COVINGTON, KY 41015-1050
Document Number	0000000225
Book / Page	0C6307 / 000144
Instrument Date	Nov 30, 2017
Instrument	225
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 STERRETT AVE #2 COVINGTON KY 410141244, 2, COVINGTON, KY 41014-1244

Mortgage

Document Number	228
Date	Dec 4, 2017
Book Page	0C6307/000146
Instrument	228

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WINSTON-SALEM, NC 27101

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2047

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Aug 11, 2017
Property Address	2732 ROSINA AVE, COVINGTON, KY 41015-1050
Document Number	0000000056
Book / Page	006223 / 000115
Instrument Date	Jul 10, 2017
Instrument	56
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ORANGE COAST LENDER SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$63.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4130 BRECK RD OWENTON KY 403599456, OWENTON, KY 40359-9456

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	May 31, 2017
Property Address	2732 ROSINA AVE, COVINGTON, KY 41015-1050
Document Number	0000000230
Book / Page	0C6171 / 000140
Instrument Date	Apr 24, 2017
Instrument	230
Transaction Type	Foreclosure
Record Updated	Jun 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$54.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,000 (-) Land $10,000 Building $180,000	$190,000 (-) Land $10,000 Building $180,000
2025	$2,517.00 (+18.89%)	$190,000 (+19.5%) Land $5,000 Building $185,000	$190,000 (+19.5%) Land $5,000 Building $185,000
2023	$2,117.00	$159,000 Land $5,000 Building $154,000	$159,000 Land $5,000 Building $154,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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