2800 E 5th St, Panama City, FL 32401 Property Records

Bay County property record for 2800 E 5th St, Panama City, FL 32401

Property Summary

Property TypeGrocery, Supermarket
Details16,500 sqft · built 1971
Lot Size1.88 acres (81,980 sqft)
OwnerCompany Name on Record
Last Sale$395,000 (Jun 2024)
Tax Bill$5,280 (2025)
Deeds & MortgagesFeb 2021 Sale
Mar 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN23290-000-000

Property Details

APN / Parcel Number

Primary APN23290-000-000

Interior

Total Rooms7 Rooms
Stories1 Story
Building Area16,500 sqft Total Area
1st Floor Area9,920 sqft
FlooringTerrazzo
Interior WallsPlywood

Exterior

Year BuiltBuilt 1971
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeRigid Frame Bar Joist
Roof MaterialBuilt-Up Asphalt
Lot Area81,980 sqft (1.88 acres)
Lot Dimensions400 ft deep x 205 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2800 E 5TH ST
CityPANAMA CITY
StateFL
Zip32401-5208
Property CategoryCommercial
Property TypeCommercial > Retail > Grocery, Supermarket
Local Zoning CodePC09
Legal Description11 4S 14W -281- BEG 317.5' E OF NW COR OF SW1/4 OF NW1/4 FOR POB TH
Legal Range14W
Legal Township04S
Legal Section11
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1001
Census Tract1800

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address345 STATE FARM PKWY, BIRMINGHAM, AL 35209-7180
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Mar 12, 2020Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
May 30, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2024 · Amount on Record
Deed SaleJun 3, 2024 · Amount on Record
Prior SaleFeb 9, 2021 · Amount on Record
Deed Document Number2024032343
Deed Book / Page4807 / 2346
Record UpdatedJun 8, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateFeb 9, 2021
Property Address2800 E 5TH ST, PANAMA CITY, FL 32401-5208
Document Number0043610919
Book / Page4361 / 919
Instrument DateFeb 8, 2021
Instrument2021009234
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address206 NORTH LN, 206, PANAMA CITY, FL 32461

Transferred To (Grantee/Buyer)

NameVerified Name
Address23007 FRONT BEACH RD UNIT 5, 5, P C BEACH, FL 32413-3064

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMar 12, 2020
Property Address2800 E 5TH ST, PANAMA CITY, FL 32401-5208
Document Number0042320245
Book / Page004232 / 000245
Instrument DateMar 12, 2020
Instrument18882
Transaction TypeTransfer
Record UpdatedApr 13, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$805.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address206 N HIGHWAY 22 A PANAMA CITY FL 324046238, PANAMA CITY, FL 32404-6238

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMay 30, 2019
Property Address2800 E 5TH ST, PANAMA CITY, FL 32401-5208
Document Number0041282334
Book / Page004128 / 002334
Instrument DateMay 29, 2019
Instrument51487
Transaction TypeTransfer
Record UpdatedJun 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$420.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 KACY LN PANAMA CITY FL 324047665, PANAMA CITY, FL 32404-7665

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,280.00 (-27.87%)$334,319 (-27.4%) Land $319,940 Building $14,379$334,319 (-27.4%) Land $319,940 Building $14,379
2023$7,320.00 (+19.04%)$460,502 (+19.08%) Land $369,000 Building $91,502$460,502 (+19.08%) Land $369,000 Building $91,502
2022$6,149.00$386,702 Land $295,200 Building $91,502$386,702 Land $295,200 Building $91,502

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 units insured
incl. 28 condo units
Nearby Flood Claims19 (1979–2021)
Claims Outside the SFHA13 of 19
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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