Bay County property record for 2701 E 5th St, Panama City, FL 32401
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,200 sqft · built 1945 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | Company Name on Record |
| Last Sale | $320,000 (Mar 2022) |
| Tax Bill | $876 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23723-000-000 |
| Primary APN | 23723-000-000 |
|---|
| Total Rooms | 2 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,200 sqft Total Area |
| 1st Floor Area | 888 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1945 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Built-Up Asphalt |
| Lot Area | 7,754 sqft (0.178 acres) |
| Lot Dimensions | 144 ft deep x 54 ft wide |
| Cooling System | Other |
|---|---|
| Heating System | Forced Air |
| Street Address | 2701 E 5TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5205 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | PC09 |
| Legal Description | SHERMANS ADD (19.1) MAP 118C2 LOT 19 LESS N 6' BLK B ORB 4681 P 92 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | SHERMANS ADD |
| Legal Block | B |
| Legal Lot Number | 19 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 1700 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 209 S JAN DR, PANAMA CITY, FL 32404-7925 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 21, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Mar 16, 2022 | Special Warranty Deed, Transfer · Commercial Mortgage DALLAS CAPITAL BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2022 · Amount on Record |
| Deed Sale | Mar 16, 2022 · Amount on Record |
| Prior Sale | Mar 16, 2022 · Amount on Record |
| Deed Document Number | 0045370668 |
| Deed Book / Page | 4537 / 668 |
| Last Transfer Date | Apr 21, 2023 |
| Transfer Doc | 0046810092 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 21, 2023 |
| Property Address | 2701 E 5TH ST, PANAMA CITY, FL 32401-5205 |
| Document Number | 0046810092 |
| Book / Page | 4681 / 92 |
| Map Reference | MB 2 PG 38 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 2023024696 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 209 S JAN DR, PANAMA CITY, FL 32404-7925 |
| Name | Verified Name |
|---|---|
| Address | 209 S JAN DR, PANAMA CITY, FL 32404-7925 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 16, 2022 |
| Property Address | 2701 E 5TH ST, PANAMA CITY, FL 32401-5205 |
| Document Number | 0045370668 |
| Book / Page | 4537 / 668 |
| Map Reference | MB 2 PG 38 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 2022019360 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4409 BAYOU OAKS DR, 4409, PANAMA CITY, FL 32404-4282 |
| Name | Verified Name |
|---|---|
| Address | 2311 CEDAR SPRINGS RD STE 300, 300, DALLAS, TX 75201-7811 |
| Document Number | 0004537672 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 4537/672 |
| Name | DALLAS CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $876.00 (-12.22%) | $55,483 (-) Land $38,768 Building $16,715 | $55,483 (-) Land $38,768 Building $16,715 |
| 2023 | $998.00 (+15.64%) | $55,483 (+16.25%) Land $38,768 Building $16,715 | $55,483 (+16.25%) Land $38,768 Building $16,715 |
| 2022 | $863.00 | $47,729 Land $31,014 Building $16,715 | $47,729 Land $31,014 Building $16,715 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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