Bay County property record for 2805 E 5th St, Panama City, FL 32401
| Property Type | Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · 1,750 sqft · built 1915 |
| Lot Size | 0.892 acres (38,855 sqft) |
| Owner | Company Name on Record |
| Last Sale | $130,000 (Apr 2007) |
| Tax Bill | $1,175 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23712-000-000 |
| Primary APN | 23712-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,750 sqft Living Area |
| Gross Area | 2,167 sqft |
| 1st Floor Area | 1,750 sqft |
| Interior Walls | Wood |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 38,855 sqft (0.892 acres) |
| Lot Dimensions | 180 ft deep x 216 ft wide |
| Garage Area | 180 sqft |
| Porch | Porch |
| Porch Area | 417 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2805 E 5TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5207 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PC09 |
| Legal Description | SHERMANS ADD 118C2 LOTS 19, 20, 21, 22 ALSO A 30 STRIP ADJ LOTS 19, 20,21,22 ON S SIDE BLK A ORB 4801 P 933 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | SHERMANS ADD |
| Legal Block | A |
| Legal Lot Number | 19 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 1700 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 902 JENKS AVE, PANAMA CITY, FL 32401-2534 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2007 · Amount on Record |
| Deed Sale | Apr 18, 2007 · Amount on Record |
| Deed Document Number | 200725396 |
| Deed Book / Page | 2912 / 958 |
| Last Transfer Date | May 6, 2024 |
| Transfer Doc | 0048010933 |
| Record Updated | Sep 20, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,175.00 (+26.62%) | $74,412 (+47.73%) Land $74,412 | $74,412 (+47.73%) Land $74,412 |
| 2024 | $928.00 (-7.29%) | ||
| 2023 | $1,001.00 (+10.12%) | $50,371 (+7.32%) Land $50,371 | $50,371 (+7.32%) Land $50,371 |
| 2022 | $909.00 | $46,936 Land $46,936 | $46,936 Land $46,936 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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