2706 E 5th St, Panama City, FL 32401 Property Records

Bay County property record for 2706 E 5th St, Panama City, FL 32401

Property Summary

Property TypeService Shop (TV, Radio, Electric, Plumbing)
Details5 bd · 1 ba · 2,613 sqft · built 1951
Lot Size2.89 acres (126,193 sqft)
OwnerCompany Name on Record
Tax Bill$8,923 (2025)
Flood ZoneZone X (minimal risk)
APN23288-000-000

Property Details

APN / Parcel Number

Primary APN23288-000-000

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Units2 Units
Stories1 Story
Building Area2,613 sqft Total Area
1st Floor Area3,633 sqft
2nd Floor Area2,520 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1951
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeWood Truss
Roof MaterialMetal
Lot Area126,193 sqft (2.89 acres)
Lot Dimensions440 ft deep x 287 ft wide
Garage Area864 sqft
PorchPorch
Porch Area485 sqft
Total Buildings4 Buildings

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address2706 E 5TH ST
CityPANAMA CITY
StateFL
Zip32401-5206
Property CategoryCommercial
Property TypeCommercial > Retail > Service Shop (TV, Radio, Electric, Plumbing)
Local Zoning CodePC09
Legal Description11 4S 14W -279- BEG 30'E & 43.73' S OF NW COR OF SW1/4 OF NW1/4 FOR POB TH S 472.2'
Legal Range14W
Legal Township04S
Legal Section11
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1001
Census Tract1800

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2798 E 5TH ST, PANAMA CITY, FL 32401-5206
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2016
Deed SaleMay 26, 2016
Prior SaleMay 20, 2016
Deed Document Number2016027975
Deed Book / Page3799 / 0583
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,923.00 (+14.6%)$571,444 (+6.77%) Land $504,972 Building $66,472$571,444 (+6.77%) Land $504,972 Building $66,472
2023$7,786.00 (+21.58%)$535,201 (+23.56%) Land $504,972 Building $30,229$535,201 (+23.56%) Land $504,972 Building $30,229
2022$6,404.00$433,168 Land $403,977 Building $29,191$433,168 Land $403,977 Building $29,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 units insured
incl. 28 condo units
Nearby Flood Claims19 (1979–2021)
Claims Outside the SFHA13 of 19
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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