265 E Smith St, Woodbridge, NJ 07095 Property Records

Middlesex County and Woodbridge Township property record for 265 E Smith St, Woodbridge, NJ 07095

Property Summary

Property TypeSingle Family Home
Details1,092 sqft · built 1891
Lot Size0.112 acres (4,866 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Apr 2018)
Tax Bill$8,470 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-00533-01-00050-02

Property Details

APN / Parcel Number

Primary APN25-00533-01-00050-02
Alternative APNs
  • 25005330001000500002
  • 21365

Interior

Stories2 Stories
Building Area1,092 sqft Living Area

Exterior

Year BuiltBuilt 1891
Effective Year BuiltEffective 1981
Exterior MaterialAluminum/Vinyl
Lot Area4,866 sqft (0.112 acres)
Lot Dimensions64 ft deep x 76 ft wide
Garage TypeDetached

Location & Zoning

Account Number21365
Street Address265 E SMITH ST
CityWOODBRIDGE
StateNJ
Zip07095-2807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal Description76.0X 64.0
Legal Block533.1
Legal Lot Number50.2
JurisdictionMIDDLESEX NJ
Township / Civil DivisionWOODBRIDGE
Census Block Group3
Census Block3013
Census Tract2902

Owner

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address265 E SMITH ST, WOODBRIDGE, NJ 07095-2807
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jul 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMESTEAD FUNDING CORP
Apr 30, 2018Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2018 · Amount on Record
Deed SaleApr 30, 2018 · Amount on Record
Prior SaleSep 3, 1986 · Amount on Record
Deed Document Number201839487
Deed Book / Page17168 / 1319
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address265 E SMITH ST, WOODBRIDGE, NJ 07095-2807
Transaction TypeMortgage
Record UpdatedOct 7, 2021
Title Company2020 TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021119435
DateSep 21, 2021
Book Page18635/1286
Instrument2021119435
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address265 E SMITH ST, WOODBRIDGE, NJ 07095-2807
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000065619
DateJul 23, 2020
Book Page17955/1367
Instrument2020065619
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateApr 30, 2018
Property Address265 E SMITH ST, WOODBRIDGE, NJ 07095-2807
Document Number201800039487
Book / Page17168 / 1319
Instrument DateApr 24, 2018
Instrument201800039487
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyOLD REPUBLIC NATL TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$387.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 E SMITH ST, WOODBRIDGE, NJ 07095-2807

Mortgage

Document Number201800039488
DateApr 30, 2018
Instrument201800039488
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionWoodbridge Township
Unified School DistrictWoodbridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,300 (-) Land $19,600 Building $39,700$59,300 (-) Land $19,600 Building $39,700
2025$8,470.00 (+5.53%)$59,300 (-) Land $19,600 Building $39,700$59,300 (-) Land $19,600 Building $39,700
2024$8,026.00 (+9.2%)
2023$59,300 Land $19,600 Building $39,700$59,300 Land $19,600 Building $39,700
2022$7,350.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2012–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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