280 Cavern Ave SE, Palm Bay, FL 32909 Property Records

Brevard County property record for 280 Cavern Ave SE, Palm Bay, FL 32909

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,926 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$635,000 (Sep 2023)
Tax Bill	$97 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-37-05-GJ-321-4`

Property Details

APN / Parcel Number

Primary APN	`29-37-05-GJ-321-4`
Alternative APNs	`29-37-05-GJ-00321.0-0004.00` `2923971`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,926 sqft Living Area
Gross Area	4,590 sqft
1st Floor Area	1,712 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	616 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	48 sqft
Deck Area	352 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2923971
Street Address	280 CAVERN AVE SE
City	PALM BAY
State	FL
Zip	32909-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PORT MALABAR UNIT 9 LOT 4 BLK 321
Legal Range	37E
Legal Township	29S
Legal Section	05
Legal Subdivision	PORT MALABAR UNIT 9
Legal Block	321
Legal Lot Number	4
Legal Unit	9
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1002
Census Tract	71342

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	280 CAVERN AVE SE, PALM BAY, FL 32909-3825
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer · VA Mortgage USAA FSB
Jan 10, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Jun 11, 2013 · Amount on Record
Deed Document Number	2023187491
Deed Book / Page	9877 / 1873
Prior Transfer Date	Dec 6, 2018
Prior Transfer Doc	0083452034
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 1, 2023
Property Address	280 CAVERN AVE SE, PALM BAY, FL 32909-3825
Document Number	0098771873
Book / Page	9877 / 1873
Map Reference	MB 15 PG 1-9
Instrument Date	Aug 31, 2023
Instrument	2023187491
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,445.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68 LENORA DR, SMYRNA, DE 19977-3864

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	280 CAVERN AVE SE, PALM BAY, FL 32909-3825

Mortgage

Document Number	0098771877
Date	Sep 1, 2023
Instrument	9877/1877

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 10, 2019
Property Address	280 CAVERN AVE SE, PALM BAY, FL 32909-3825
Document Number	0083452034
Book / Page	008345 / 002034
Instrument Date	Dec 6, 2018
Instrument	6217
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 CAVERN AVE SE PALM BAY FL 329093825, PALM BAY, FL 32909-3825

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,540 (+2.7%)	$534,590 (+0.62%)
2025	$97.00 (+3.19%) Veteran's exemption	$358,860 (-33.4%)	$531,270 (-1.41%)
2024	$94.00 (-99.04%)
2023	$9,752.00 (+10.73%)	$538,850 (+15.34%) Land $45,000 Building $493,850	$538,850 (+15.34%) Land $45,000 Building $493,850
2022	$8,807.00	$467,170 Land $35,000 Building $432,170	$467,170 Land $35,000 Building $432,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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