240 Cavern Ave SE, Palm Bay, FL 32909 Property Records

Brevard County property record for 240 Cavern Ave SE, Palm Bay, FL 32909

Property Summary

Property Type	Single Family Home
Details	1,918 sqft · built 2017
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$209,990 (Oct 2017)
Tax Bill	$3,292 (2025)
Deeds & Mortgages	May 2022 Mortgage Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-37-05-GJ-321-8`

Property Details

APN / Parcel Number

Primary APN	`29-37-05-GJ-321-8`
Alternative APNs	`29-37-05-GJ-00321.0-0008.00` `2923975`

Interior

Stories	1 Story
Building Area	1,918 sqft Living Area
Gross Area	2,476 sqft
1st Floor Area	1,918 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2923975
Street Address	240 CAVERN AVE SE
City	PALM BAY
State	FL
Zip	32909-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PORT MALABAR UNIT 9 LOT 8 BLK 321
Legal Range	37E
Legal Township	29S
Legal Section	05
Legal Subdivision	PORT MALABAR UNIT 9
Legal Block	321
Legal Lot Number	8
Legal Unit	9
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1002
Census Tract	71342

Owner

240 Cavern Ave SE is owned and occupied by two individuals who acquired it in April 2022.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	240 CAVERN AVE SE, PALM BAY, FL 32909-3825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GOODLEAP LLC
Oct 30, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI CALIBER HM LOANS
Apr 14, 2017	Warranty Deed, Transfer DHI TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2017 · Amount on File
Deed Sale	Oct 30, 2017 · Amount on File
Prior Sale	Apr 1, 2017 · Amount on File
Deed Document Number	2017224390
Last Transfer Date	Apr 30, 2022
Transfer Doc	0094972796
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	May 6, 2022
Property Address	240 CAVERN AVE SE, PALM BAY, FL 32909-3825
Document Number	0094972796
Book / Page	9497 / 2796
Map Reference	MB 15 PG 1-9
Instrument Date	Apr 30, 2022
Instrument	2022114835
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 CAVERN AVE SE, 240, PALM BAY, FL 32909-3825

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	240 CAVERN AVE SE, PALM BAY, FL 32909-3825

Mortgage

Document Number	0094972799
Date	May 6, 2022
Instrument	9497/2799

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2037

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 30, 2017
Property Address	240 CAVERN AVE SE, PALM BAY, FL 32909-3825
Document Number	0080150089
Book / Page	008015 / 000089
Instrument Date	Oct 26, 2017
Instrument	224390
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2018
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 CAVERN AVE SE PALM BAY FL 32909, PALM BAY, FL 32909

Mortgage

Document Number	80150090
Date	Oct 30, 2017
Book Page	008015/000090
Instrument	224391

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2047

Mortgage

Document Number	80140105,
Date	Oct 30, 2017
Book Page	008014/000105
Instrument	224392

Lender

Name	HOUSING FIN AGCY
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301-1329

Agreement

Amount	Amount on Record

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 14, 2017
Property Address	240 CAVERN AVE SE, PALM BAY, FL 32909-3825
Document Number	0078660952
Book / Page	007866 / 000952
Instrument Date	Apr 14, 2017
Instrument	78262
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	DHI TITLE

Transaction

Amount	Amount on Record
Tax	$224.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1430 CULVER DR NE PALM BAY FL 329071132, PALM BAY, FL 32907-1132

Tax Assessment & Valuation

The 2025 property tax bill for 240 Cavern Ave SE was $3,292 with a homeowner's exemption, up 2.5% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,480 (+2.7%)	$283,120 (-3.94%)
2025	$3,292.00 (+2.46%) Homeowner's exemption	$218,580	$294,720
2024	$3,213.00 (+2.36%)
2023	$3,139.00 (+3.67%) Homeowner's exemption	$206,240 (+3%)	$312,480 (+19.39%) Land $45,000 Building $267,480
2022	$3,028.00 Homeowner's exemption	$200,240	$261,720 Land $35,000 Building $226,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 240 Cavern Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 Cavern Ave SE is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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