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290 Cavern Ave SE, Palm Bay, FL 32909 Property Records

Brevard County property record for 290 Cavern Ave SE, Palm Bay, FL 32909

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,385 sqft · built 2006
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (Nov 2022)
Tax Bill$6,431 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-37-05-GJ-321-3

Property Details

APN / Parcel Number

Primary APN29-37-05-GJ-321-3
Alternative APNs
  • 29-37-05-GJ-00321.0-0003.00
  • 2923970

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,385 sqft Living Area
Gross Area3,330 sqft
1st Floor Area2,385 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area525 sqft
PorchFinished/Open Porch
Porch Area420 sqft
Deck Area485 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2923970
Street Address290 CAVERN AVE SE
CityPALM BAY
StateFL
Zip32909-3825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionPORT MALABAR UNIT 9 LOT 3 BLK 321
Legal Range37E
Legal Township29S
Legal Section05
Legal SubdivisionPORT MALABAR UNIT 9
Legal Block321
Legal Lot Number3
Legal Unit9
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group1
Census Block1002
Census Tract71342

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address290 CAVERN AVE SE, PALM BAY, FL 32909-3825
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2022 · Amount on Record
Deed SaleNov 3, 2022 · Amount on Record
Prior SaleApr 3, 2008 · Amount on Record
Deed Document Number2022263169
Deed Book / Page9650 / 1804
Prior Transfer DateJun 6, 2014
Prior Transfer Doc0071851409
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateNov 3, 2022
Property Address290 CAVERN AVE SE, PALM BAY, FL 32909-3825
Document Number0096501804
Book / Page9650 / 1804
Map ReferenceMB 15 PG 1
Instrument DateOct 31, 2022
Instrument2022263169
Transaction TypeTransfer
Record UpdatedNov 23, 2022
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,010.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 37, PALM BAY, FL 32909

Transferred To (Grantee/Buyer)

NameVerified Name
Address290 CAVERN AVE SE, PALM BAY, FL 32909-3825

Mortgage

Document Number0096501805
DateNov 3, 2022
Instrument9650/1805
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$397,330 (+1.27%)$397,330 (+1.27%)
2025$6,431.00 (-8.52%) Homeowner's exemption$392,330 (-5.31%)$392,330 (-5.31%)
2024$7,030.00 (+0.62%)
2023$6,987.00 (+232.24%) Homeowner's exemption$414,320 (+175.04%) Land $45,000 Building $369,320$414,320 (+17.16%) Land $45,000 Building $369,320
2022$2,103.00 Homeowner's exemption$150,640$353,640 Land $35,000 Building $318,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber		10,000 / 10,000
Spectrum
Cable		1,000 / 1,000
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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