271 Cavern Ave SE, Palm Bay, FL 32909 Property Records

Brevard County property record for 271 Cavern Ave SE, Palm Bay, FL 32909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,393 sqft · built 1994
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$239,900 (Jun 2020)
Tax Bill	$3,176 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-37-05-GJ-324-19`

Property Details

APN / Parcel Number

Primary APN	`29-37-05-GJ-324-19`
Alternative APNs	`29-37-05-GJ-00324.0-0019.00` `2924026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,393 sqft Living Area
Gross Area	2,234 sqft
1st Floor Area	1,393 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Mainland
Garage Type	Attached
Garage Area	490 sqft

Exterior Amenities

Pool Area	369 sqft
Porch	Florida Room
Porch Area	351 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2924026
Street Address	271 CAVERN AVE SE
City	PALM BAY
State	FL
Zip	32909-3892
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PORT MALABAR UNIT 9 LOTS 19 & 20 BLK 324
Legal Range	37E
Legal Township	29S
Legal Section	05
Legal Subdivision	PORT MALABAR UNIT 9
Legal Block	324
Legal Lot Number	19
Legal Unit	9
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1004
Census Tract	71342

Owner

271 Cavern Ave SE is owned and occupied by two individuals who bought it in June 2020.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	271 CAVERN SOUTHEAST AVE SE, PALM BAY, FL 32909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 10, 2020	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Nov 14, 2017	Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2020 · Amount on File
Deed Sale	Jun 10, 2020 · Amount on File
Prior Sale	Nov 14, 2017 · Amount on File
Deed Document Number	2020122747
Deed Book / Page	8763 / 384
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	271 CAVERN AVE SE, PALM BAY, FL 32909-3892
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 CAVERN AVE SE, PALM BAY, FL 32909-3892

Mortgage

Document Number	0099370756
Date	Nov 21, 2023
Book Page	9937/756
Instrument	2023246179

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Jul 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 10, 2020
Property Address	271 CAVERN AVE SE, PALM BAY, FL 32909-3892
Document Number	0087630384
Book / Page	8763 / 384
Map Reference	MB 15 PG 1
Instrument Date	Jun 9, 2020
Instrument	2020122747
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	PRESTIGE TTL OF BREVARD LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,679.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 120774, MELBOURNE, FL 32912-0774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 CAVERN AVE SE, PALM BAY, FL 32909-3892

Mortgage

Document Number	8763385
Date	Jun 10, 2020
Instrument	8763/385

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 14, 2017
Property Address	271 CAVERN AVE SE, PALM BAY, FL 32909-3892
Document Number	0080261393
Book / Page	008026 / 001393
Instrument Date	Nov 4, 2017
Instrument	236355
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	SUNBELT TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,102.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	271 CAVERN AVE SE PALM BAY FL 329093892, PALM BAY, FL 32909-3892

Mortgage

Document Number	80261396
Date	Nov 14, 2017
Book Page	008026/001396
Instrument	236358

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Nov 13, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 271 Cavern Ave SE was $3,176 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,860 (+2.7%)	$274,230 (-1.78%)
2025	$3,176.00 Homeowner's exemption	$212,140	$279,190 Land $110,000 Building $169,190
2023	$3,027.00 (+3.74%) Homeowner's exemption	$200,170 (+3%)	$286,910 (+20.13%) Land $90,000 Building $196,910
2022	$2,918.00 Homeowner's exemption	$194,340	$238,830 Land $70,000 Building $168,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 271 Cavern Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 271 Cavern Ave SE is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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