28 Szepanski Rd, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 28 Szepanski Rd, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,380 sqft · built 2006
Lot Size	0.37 acres (16,117 sqft)
Owner	Company Name on Record
Last Sale	$315,000 (Sep 2012)
Tax Bill	$8,754 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINL M:11 B:2 L:132`

Property Details

APN / Parcel Number

Primary APN	`WINL M:11 B:2 L:132`
Alternative APNs	`00302808` `302808`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,380 sqft Living Area
1st Floor Area	1,164 sqft
Attic	Attic
Attic Area	440 sqft
Basement Area	1,164 sqft
Unfinished Basement	1,164 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,117 sqft (0.37 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	302808
Street Address	28 SZEPANSKI RD
City	WINDSOR LOCKS
State	CT
Zip	06096-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESB
Legal Block	2
Legal Lot Number	132
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	3
Census Block	3007
Census Tract	476100

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	28 SZEPANSKI RD, WINDSOR LOCKS, CT 06096-1257
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage FREEDOM MORTGAGE CORP
Sep 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2012 · Amount on Record
Deed Sale	Sep 5, 2012 · Amount on Record
Prior Sale	May 1, 2007 · Amount on Record
Deed Book / Page	420 / 664
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	28 SZEPANSKI RD, WINDSOR LOCKS, CT 06096-1257
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000553-532
Date	Mar 4, 2026
Book Page	553/532
Instrument	2479900021

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	28 SZEPANSKI RD, WINDSOR LOCKS, CT 06096-1257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	497-507
Date	Sep 17, 2020
Book Page	497/507
Instrument	874170018

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Oct 1, 2042

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$364,910 (+89.43%) Land $65,100 Building $299,810	$255,437 Land $45,570 Building $209,867
2024	$8,754.00 (+61.48%)	$192,640 (-) Land $50,750 Building $141,890
2023	$5,421.00 (+8.94%)	$192,640 (-) Land $50,750 Building $141,890
2022	$4,976.00	$192,640 Land $50,750 Building $141,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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