14 Szepanski Rd, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 14 Szepanski Rd, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,717 sqft · built 2004
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Sep 2021)
Tax Bill	$8,195 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20039027`

Property Details

APN / Parcel Number

Primary APN	`20039027`
Alternative APN	`WINL M:11 B:2 L:72 U:27`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,717 sqft Living Area
1st Floor Area	1,717 sqft
Basement Area	1,717 sqft
Unfinished Basement	855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,553 sqft (0.38 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20039027
Street Address	14 SZEPANSKI RD
City	WINDSOR LOCKS
State	CT
Zip	06096-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESB
Legal Block	2
Legal Lot Number	72
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	3
Census Block	3028
Census Tract	476100

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 SZEPANSKI RD, WINDSOR LOCKS, CT 06096-1257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Prior Sale	May 1, 2015 · Amount on Record
Deed Book / Page	510 / 432
Transfer Doc	440-926
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Sep 8, 2021
Property Address	14 SZEPANSKI RD, WINDSOR LOCKS, CT 06096-1257
Document Number	000510-432
Book / Page	510 / 432
Instrument Date	Sep 2, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SZEPANSKI RD, WINDSOR LOCKS, CT 06096-1257

Mortgage

Document Number	0000510435
Date	Sep 8, 2021
Instrument	510/435

Lender

Name	EAST COAST CAPITAL CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$341,600 (+106.26%) Land $65,100 Building $276,500	$239,120 Land $45,570 Building $193,550
2024	$8,195.00 (+75.82%)	$165,620 (-) Land $50,920 Building $114,700
2023	$4,661.00 (+8.95%)	$165,620 (-) Land $50,920 Building $114,700
2022	$4,278.00	$165,620 Land $50,960 Building $114,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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