21 Szepanski Rd, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 21 Szepanski Rd, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,974 sqft · built 2004
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$284,458 (Oct 2004)
Tax Bill	$7,987 (2024)
Deeds & Mortgages	Feb 2023 Refinance Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20039018`

Property Details

APN / Parcel Number

Primary APN	`20039018`
Alternative APN	`WINL M:11 B:2 L:72 U:18`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,974 sqft Living Area
1st Floor Area	987 sqft
Attic	Attic
Attic Area	480 sqft
Basement Area	987 sqft
Unfinished Basement	587 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,246 sqft (0.35 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20039018
Street Address	21 SZEPANSKI RD
City	WINDSOR LOCKS
State	CT
Zip	06096-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESB
Legal Block	2
Legal Lot Number	72
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	3
Census Block	3004
Census Tract	476100

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 SZEPANSKI RD, WINDSOR LOCKS, CT 06096-1257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Dec 19, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2004 · Amount on Record
Deed Sale	Oct 27, 2004 · Amount on Record
Deed Book / Page	329 / 644
Last Transfer Date	Dec 9, 2022
Transfer Doc	000523-537
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	21 SZEPANSKI RD, WINDSOR LOCKS, CT 06096-1257
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000524-904
Date	Feb 24, 2023
Book Page	524/904
Instrument	1308540006

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Dec 19, 2022
Property Address	21 SZEPANSKI RD, WINDSOR LOCKS, CT 06096-1257
Document Number	000523-537
Book / Page	523 / 537
Instrument Date	Dec 9, 2022
Transaction Type	Transfer
Record Updated	Jan 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$332,920 (+82.01%) Land $64,470 Building $268,450	$233,044 Land $45,129 Building $187,915
2024	$7,987.00 (+55.18%)	$182,910 (-) Land $50,310 Building $132,600
2023	$5,147.00 (+8.93%)	$182,910 (-) Land $50,310 Building $132,600
2022	$4,725.00	$182,910 Land $50,260 Building $132,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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