15 Szepanski Rd, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 15 Szepanski Rd, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,880 sqft · built 2004
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$504,000 (Mar 2025)
Tax Bill	$7,611 (2024)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20039015`

Property Details

APN / Parcel Number

Primary APN	`20039015`
Alternative APN	`WINL M:11 B:2 L:72 U:15`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,880 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	921 sqft
Basement Area	931 sqft
Unfinished Basement	903 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,246 sqft (0.35 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20039015
Street Address	15 SZEPANSKI RD
City	WINDSOR LOCKS
State	CT
Zip	06096-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	REB
Legal Block	2
Legal Lot Number	72
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	3
Census Block	3004
Census Tract	476100

Owner

Source: Windsor Locks Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 SZEPANSKI RD, WINDSOR LOCKS, CT 06096-1257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage NEW AMERICAN FUNDING
Oct 28, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 16, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST WORLD MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2025 · Amount on Record
Deed Sale	Mar 11, 2025 · Amount on Record
Prior Sale	Jul 16, 2019 · Amount on Record
Deed Book / Page	543 / 831
Record Updated	Sep 20, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Mar 11, 2025
Property Address	15 SZEPANSKI RD, WINDSOR LOCKS, CT 06096-1257
Document Number	000543-831
Book / Page	543 / 831
Instrument Date	Mar 10, 2025
Transaction Type	Transfer
Record Updated	Mar 27, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15 SZEPANSKI RD, WINDSOR LOCKS, CT 06096-1257

Mortgage

Document Number	2387320014
Date	Mar 11, 2025
Instrument	2387320014

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	15 SZEPANSKI RD, WINDSOR LOCKS, CT 06096-1257
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	512-285
Date	Oct 28, 2021
Book Page	512/285
Instrument	1242560006

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Nov 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR LOCKS CT
Recording Date	Jul 16, 2019
Property Address	15 SZEPANSKI RD, WINDSOR LOCKS, CT 06096-1257
Document Number	486-919
Book / Page	486 / 919
Instrument Date	Jul 12, 2019
Instrument	834610003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SZEPANSKI RD, WINDSOR LOCKS, CT 06096-1257

Mortgage

Document Number	834620010
Date	Jul 16, 2019
Instrument	834620010

Lender

Name	FIRST WORLD MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$317,240 (+82.08%) Land $64,470 Building $252,770	$222,068 Land $45,129 Building $176,939
2024	$7,611.00 (+55.23%)	$174,230 (-) Land $50,120 Building $124,110
2023	$4,903.00 (+8.96%)	$174,230 (-) Land $50,120 Building $124,110
2022	$4,500.00	$174,230 Land $50,120 Building $124,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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