Middlesex County and Middlesex Borough property record for 19 Ramsey Rd, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,724 sqft · built 1952 |
| Lot Size | 0.197 acres (8,581 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Jan 2017) |
| Tax Bill | $10,464 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00079-0000-00012 |
| Primary APN | 10-00079-0000-00012 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,724 sqft Living Area |
| 1st Floor Area | 1,724 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 8,581 sqft (0.197 acres) |
| Lot Dimensions | 143 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 19 RAMSEY RD |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-1332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 60X143 |
| Legal Subdivision | L & S HOME BUILDERS |
| Legal Block | 79 |
| Legal Lot Number | 12 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 101 |
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19 RAMSEY RD, MIDDLESEX, NJ 08846-1332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jan 24, 2017 | Grant Deed, Transfer · FHA Mortgage SANTANDER BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2017 · Amount on Record |
| Deed Sale | Jan 24, 2017 · Amount on Record |
| Prior Sale | Jun 26, 2012 · Amount on Record |
| Deed Document Number | 2017471 |
| Deed Book / Page | 6927 / 578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | May 5, 2026 |
| Property Address | 19 RAMSEY RD, MIDDLESEX, NJ 08846-1332 |
| Document Number | 0000028541 |
| Book / Page | 20015 / 1157 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202628541 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 19 RAMSEY RD, MIDDLESEX, NJ 08846-1332 |
| Document Number | 0000028541, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 20015/1157 |
| Instrument | 202628541 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 19 RAMSEY RD, MIDDLESEX, NJ 08846-1332 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 19 RAMSEY RD, MIDDLESEX, NJ 08846-1332 |
| Document Number | 2021034000 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 18331/819 |
| Instrument | 2021034000 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 310 Months |
| Due | Jan 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jan 24, 2017 |
| Property Address | 19 RAMSEY RD, MIDDLESEX, NJ 08846-1332 |
| Document Number | 0000001866 |
| Book / Page | 006927 / 000578 |
| Instrument Date | Dec 23, 2016 |
| Instrument | 1866 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2017 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19 RAMSEY RD MIDDLESEX NJ 088461332, MIDDLESEX, NJ 08846-1332 |
| Document Number | 2667 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 016643/000432 |
| Instrument | 2667 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2047 |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $493,600 (-) Land $152,000 Building $341,600 | $493,600 (-) Land $152,000 Building $341,600 | |
| 2025 | $10,464.00 (+13.42%) | $493,600 (+23.8%) Land $152,000 Building $341,600 | $493,600 (+23.8%) Land $152,000 Building $341,600 |
| 2024 | $9,226.00 (+12.94%) | ||
| 2023 | $398,700 Land $152,000 Building $246,700 | $398,700 Land $152,000 Building $246,700 | |
| 2022 | $8,169.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 12 (2011–2025) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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