28 Pine St, Homosassa, FL 34446 Property Records

Citrus County property record for 28 Pine St, Homosassa, FL 34446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,678 sqft · built 1999
Lot Size	0.518 acres (22,566 sqft)
Owner	Individual Name on File
Last Sale	$192,500 (Feb 2020)
Tax Bill	$2,276 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18E-20S-13-0010-000R0-0130`

Property Details

APN / Parcel Number

Primary APN	`18E-20S-13-0010-000R0-0130`
Alternative APNs	`1320S18E0010000R00130` `1529883`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,678 sqft Living Area
Gross Area	2,396 sqft
1st Floor Area	1,678 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	22,566 sqft (0.518 acres)
Lot Dimensions	213 ft deep x 125 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	10 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1529883
Street Address	28 PINE ST
City	HOMOSASSA
State	FL
Zip	34446-4654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	SUGARMILL WOODS CYPRESS VLG PB 9 PG 86 LOT 13 BLK R
Legal Range	18E
Legal Township	20S
Legal Section	20
Legal Subdivision	SUGARMILL WOODS (CYPRESS VILLA
Legal Block	R
Legal Lot Number	13
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	2
Census Block	2007
Census Tract	451606

Owner

28 Pine St is owned and occupied by an individual who bought it in February 2020.

Source: Citrus County records, as of March 19, 2026

Owner of Record	Individual Name on File
Mailing Address	28 PINE ST, HOMOSASSA, FL 34446-4654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Warranty Deed, Transfer · Conventional Mortgage SIGNATURE FCU
Apr 9, 2018	Warranty Deed, Transfer · Conventional Mortgage COMMONWEALTH BK
Apr 9, 2018	Quit Claim Deed, Transfer LAND TITLE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on File
Deed Sale	Feb 28, 2020 · Amount on File
Prior Sale	Apr 9, 2018 · Amount on File
Deed Document Number	202011501
Deed Book / Page	3043 / 397
Prior Transfer Date	Mar 23, 2018
Prior Transfer Doc	0028920597
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 28, 2020
Property Address	28 PINE ST, HOMOSASSA, FL 34446-4654
Document Number	0030430397
Book / Page	3043 / 397
Map Reference	MB 9 PG 87A
Instrument Date	Feb 26, 2020
Instrument	2020011501
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	SOUTHERN SUN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,347.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2431 ALEXANDRIA PIKE, 2431, HIGHLAND HEIGHTS, KY 41076-1315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 PINE ST, HOMOSASSA, FL 34446-4654

Mortgage

Document Number	30430399
Date	Feb 28, 2020
Instrument	3043/0399

Lender

Name	SIGNATURE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2040

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 9, 2018
Property Address	28 PINE ST, HOMOSASSA, FL 34446-4654
Document Number	0028920598
Book / Page	002892 / 000598
Instrument Date	Apr 2, 2018
Instrument	17213
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 ALEXANDRIA PIKE HIGHLAND HEIGHTS KY 410761315, HIGHLAND HEIGHTS, KY 41076-1315

Mortgage

Document Number	28920599
Date	Apr 9, 2018
Book Page	002892/000599
Instrument	17214

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 9, 2018
Property Address	28 PINE ST, HOMOSASSA, FL 34446-4654
Document Number	0028920597
Book / Page	002892 / 000597
Instrument Date	Mar 23, 2018
Instrument	17212
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	LAND TITLE CORPORATION

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	284 ROCK SPRING LOOP ST AUGUSTINE FL 320950017, ST AUGUSTINE, FL 32095-0017

Tax Assessment & Valuation

The 2025 property tax bill for 28 Pine St was $2,276 with exemptions applied, up 5.5% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,276.00 (+5.47%) Homeowner's exemption Veteran's exemption Widower's exemption	$188,350 (-24.29%)	$242,658 (-2.47%) Land $22,000 Building $220,658
2024	$2,158.00 (+2.86%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$248,794 (+1.31%) Land $18,870 Building $229,924	$248,794 (+1.31%) Land $18,870 Building $229,924
2023	$2,098.00 (+4.07%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$245,583 (+17.02%) Land $18,800 Building $226,783	$245,583 (+17.02%) Land $18,800 Building $226,783
2022	$2,016.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$209,856 Land $14,000 Building $195,856	$209,856 Land $14,000 Building $195,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGARMILL WOODS S/D public/private · serves 13,935 people · EPA ID FL6091735
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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