28 Osprey Ln, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 28 Osprey Ln, Rumson, NJ 07760

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 10,950 sqft · built 2017
Lot Size7.23 acres (315,374 sqft)
OwnerCompany Name on Record
Last Sale$10,900,000 (Oct 2022)
Tax Bill$110,016 (2025)
Deeds & MortgagesOct 2022 Sale
Jul 2018 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN41-00124-0000-00025-02

Property Details

APN / Parcel Number

Primary APN41-00124-0000-00025-02

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area10,950 sqft Living Area
1st Floor Area5,667 sqft
Upper Floors Area3,664 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleColonial
Construction TypeFrame
Roof TypeGambrel
Roof MaterialSlate
Lot Area315,374 sqft
Garage TypeAttached
Garage Area1,250 sqft
Parking Spaces5 Parking Spaces
Pool Area680 sqft
PorchOpen Porch
Patio Area3,000 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address28 OSPREY LN
CityRUMSON
StateNJ
Zip07760-1821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal SubdivisionBOROUGH/RUMSON
Legal Block124
Legal Lot Number25.2
JurisdictionMONMOUTH NJ
Township / Civil DivisionRUMSON
Census Block Group4
Census Block4001
Census Tract803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address28 OSPREY LN, RUMSON, NJ 07760-1821
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2022Deed, Transfer
FOUNDATION TITLE, FOUNDATION TITLE LLC
Jul 12, 2018Grant Deed, Transfer
ATTORNEY ONLY
Sep 14, 2017Grant Deed, Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2022 · Amount on Record
Deed SaleOct 13, 2022 · Amount on Record
Prior SaleSep 14, 2017 · Amount on Record
Deed Document Number2022102532
Deed Book / Page9619 / 5527
Prior Transfer DateNov 18, 2008
Prior Transfer Doc0088732224
Record UpdatedSep 20, 2026

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateOct 13, 2022
Property Address28 OSPREY LN, RUMSON, NJ 07760-1821
Document Number0096195527
Book / Page9619 / 5527
Instrument DateOct 5, 2022
Instrument2022102532
Transaction TypeTransfer
Record UpdatedDec 12, 2022
Title CompanyFOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 OSPREY LN, 28, RUMSON, NJ 07760-1821

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 OSPREY LN, RUMSON, NJ 07760-1821

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateJul 12, 2018
Property Address28 OSPREY LN, RUMSON, NJ 07760-1821
Document Number0000067985
Book / Page009300 / 000489
Instrument DateJun 29, 2018
Instrument67985
Transaction TypeTransfer
Record UpdatedJul 27, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1172 PINES LAKE DR W WAYNE NJ 074706112, WAYNE, NJ 07470-6112

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateSep 14, 2017
Property Address28 OSPREY LN, RUMSON, NJ 07760-1821
Document Number0000089778
Book / Page009248 / 002636
Instrument DateJul 12, 2017
Instrument89778
Transaction TypeTransfer
Record UpdatedAug 25, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,450.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address28 OSPREY LN RUMSON NJ 077601821, RUMSON, NJ 07760-1821

Mortgage

Document Number89779
DateSep 14, 2017
Book Page009248/002645
Instrument89779
Lender
NameBANK OF AMERICA
TypeBank
AddressHOUSTON, TX 77002
Agreement
AmountAmount Recorded
Term180 Months
DueSep 13, 2032

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,906,400 (+13.53%) Land $3,256,300 Building $8,650,100$11,906,400 (+13.53%) Land $3,256,300 Building $8,650,100
2025$110,016.00 (-0.63%)$10,487,700 (+13.27%) Land $3,048,900 Building $7,438,800$10,487,700 (+13.27%) Land $3,048,900 Building $7,438,800
2024$110,719.00 (+28.3%)
2023$9,258,900 Land $2,724,500 Building $6,534,400$9,258,900 Land $2,724,500 Building $6,534,400
2022$86,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 118 policies
Nearby Flood Policies118 in force
Nearby Flood Claims279 (1978–2019)
Claims Outside the SFHA32 of 279
Most Recent ClaimJun 2019 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 129 claims
  • Hurricane Irene, Aug 2011 · 19 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 74 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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