Monroe County property record for 24 Mutiny Pl, Key Largo, FL 33037 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,906 sqft Living Area |
| Lot Size | 10,780 sqft (0.248 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,228,200 (2025) |
| Tax Bill | $7,792.00 (2025) |
| Primary APN | 00496131-009600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,906 sqft Living Area |
| Gross Area | 3,462 sqft Gross Area |
| 1st Floor | 2,252 sqft 1st Floor |
| Stories | 3 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 10,780 sqft (0.248 acres) |
| Garage Type | Attached Garage |
| Garage Area | 556 sqft Garage |
| Porch Area | 1,427 sqft Porch |
| View | Lake View |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 1613266 |
|---|---|
| Street Address | 24 MUTINY PL |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2326 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BK 4 LT 2 BUCCANEER POINT SUBDIVISION PB7-6 KEY LARGO OR1570-154 OR1679-418 OR2414-293/302F/J OR2432-933/34R/S OR2616-2253F/J OR2973-1313 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 31 |
| Legal Subdivision | BUCCANEER PT (LARGO SOUND TARPON BASIN) |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Minor Civil Division | UPPER KEYS |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 970600 |
Source: Monroe County records · APN 00496131-009600
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24 MUTINY PL, KEY LARGO, FL 33037-2326 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Mar 19, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Jul 03, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOMEPARTNERS TITLE SVCS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2025 · Amount on Record |
| Deed Sale | Mar 27, 2025 · Amount on Record |
| Prior Sale | Jul 03, 2019 · Amount on Record |
| Deed Doc Number | 20252494975 |
| Deed Book / Page | 3318 / 97 |
| Prior Transfer Date | Aug 24, 2009 |
| Prior Transfer Doc | 0024320933 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 21, 2026 |
| Property Address | 24 MUTINY PL, KEY LARGO, FL 33037-2326 |
| Document Number | 0002552560 |
| Book / Page | 3393 / 41 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 20262552560 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | CORAL REEF TITLE COMPANY, CORAL REEF TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,069,337.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 MUTINY PL, KEY LARGO, FL 33037-2326 |
| Document Number | 0002552561, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20262552561 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 24 MUTINY PL, KEY LARGO, FL 33037-2326 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 24 MUTINY PL, KEY LARGO, FL 33037-2326 |
| Document Number | 0033711787 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 3371/1787 |
| Instrument | 2536200 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 03, 2019 |
| Property Address | 24 MUTINY PL, KEY LARGO, FL 33037-2326 |
| Document Number | 0029731313 |
| Book / Page | 2973 / 1313 |
| Map Reference | MB 7 PG 6 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 2227472 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Title Company | HOMEPARTNERS TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,130.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 195 LORELANE PL, 195, KEY LARGO, FL 33037-4201 |
| Name | Verified Name |
|---|---|
| Address | 24 MUTINY PL, KEY LARGO, FL 33037-2326 |
| Document Number | 0000000000 |
|---|---|
| Date | Jul 03, 2019 |
| Instrument | 2973-1316 |
| Type | Bank |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,792.00 (+19.27%) | $1,084,197 (+65.75%) Land $510,756 Building $573,441 | $1,084,197 (+65.75%) Land $510,756 Building $573,441 |
| 2024 | $6,533.00 (+14.53%) | ||
| 2023 | $5,704.00 (+12.33%) | $654,117 (+11.23%) Land $288,688 Building $365,429 | $654,117 (+11.23%) Land $288,688 Building $365,429 |
| 2022 | $5,078.00 | $588,073 Land $216,516 Building $371,557 | $588,073 Land $216,516 Building $371,557 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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