28 Elm St, Saco, ME 04072 Property Records

York County and Saco City property record for 28 Elm St, Saco, ME 04072

Property Summary

Property Type	Bulk Storage, Tanks (Gasoline, Fuel, Etc.)
Details	1,456 sqft · built 1964
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on File
Last Sale	$2,452,435 (Aug 2023)
Tax Bill	$9,324 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`A0443R`

Property Details

APN / Parcel Number

Primary APN	`A0443R`
Alternative APNs	`SACO M:038 L:204 U:000-000` `M:038 L:204 U:000=000`

Interior

Stories	1 Story
Building Area	1,456 sqft Total Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	A0443R
Street Address	28 ELM ST
City	SACO
State	ME
Zip	04072-2705
Property Category	Industrial
Property Type	Industrial > Bulk Storage, Tanks (Gasoline, Fuel, Etc.)
Local Zoning Code	GB
Legal Lot Number	204
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	3
Census Block	3013
Census Tract	5301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

28 Elm St, an industrial property, is owned by a company that bought it in August 2023.

Source: York County and Saco City records, as of July 30, 2026

Owner of Record	Company Name on File
Mailing Address	326 CLARK ST, WORCESTER, MA 01606-1214
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Oct 31, 2018	Deed of Trust, Mortgage CAMDEN NATIONAL BANK
May 18, 2017	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2023 · Amount on File
Deed Sale	Aug 17, 2023 · Amount on File
Deed Document Number	202324959
Deed Book / Page	19294 / 516
Record Updated	Sep 20, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Aug 17, 2023
Property Address	28 ELM ST, SACO, ME 04072-2705
Document Number	0192940516
Book / Page	19294 / 516
Instrument Date	Aug 10, 2023
Instrument	2023024959
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	326 CLARK ST, WORCESTER, MA 01606-1214
Investor	Possibly a Property Investor

Mortgage

Document Number	2023024960
Date	Aug 17, 2023
Instrument	2023024960

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	28 ELM ST, SACO, ME 04072-2705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0178330641
Date	Oct 31, 2018
Book Page	17833/0641
Instrument	2018046006

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Amount	Amount on Record

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	May 18, 2017
Property Address	28 ELM ST, SACO, ME 04072-2705
Document Number	0174740732
Book / Page	017474 / 000732
Instrument Date	May 15, 2017
Instrument	18475
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 157 SPRINGVALE ME 040830157, SPRINGVALE, ME 04083-0157

Tax Assessment & Valuation

The 2025 property tax bill for 28 Elm St was $9,324, up 30.9% from the year before.

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,324.00 (+30.86%)	$656,600 (+29.48%) Land $285,400 Building $371,200
2024	$7,125.00	$507,100 Land $307,000 Building $200,100
2022	$7,953.00	$433,900 Land $233,800 Building $200,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28 Elm St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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