52 Elm St, Saco, ME 04072 Property Records

York County and Saco City property record for 52 Elm St, Saco, ME 04072

Property Summary

Property TypeBank, Financial Building
Details0.5 ba · 2,932 sqft · built 2007
Lot Size0.468 acres (20,384 sqft)
OwnerCompany Name on Record
Tax Bill$17,440 (2025)
Flood ZoneZone X (moderate risk)
APNC0003R

Property Details

APN / Parcel Number

Primary APNC0003R
Alternative APNs
  • SACO M:038 L:162 U:000-000
  • M:038 L:162 U:000=000

Interior

Full Baths0.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,932 sqft Total Area
Gross Area3,316 sqft
1st Floor Area2,949 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialWood Siding
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,384 sqft (0.468 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberC0003R
Street Address52 ELM ST
CitySACO
StateME
Zip04072-2735
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeGB
Legal Lot Number162
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group3
Census Block3009
Census Tract5301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Saco Historic District
listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 9420, SOUTH PORTLAND, ME 04116-9420
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2005
Deed SaleMay 10, 2005
Prior SaleMay 10, 2005
Deed Document Number200524570
Deed Book / Page14455 / 875
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$17,440.00 (+5.04%)$1,228,200 (+3.94%) Land $313,700 Building $914,500
2024$16,603.00 (-15.67%)$1,181,700 (+10.02%) Land $451,300 Building $730,400
2022$19,688.00$1,074,100 Land $343,700 Building $730,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GoNetspeed.

Nearby Properties on Elm St

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