7 Elm St, Saco, ME 04072 Property Records

York County and Saco City property record for 7 Elm St, Saco, ME 04072

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	4 bd · 1 ba · 7,276 sqft · built 1936
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Tax Bill	$13,102 (2025)
Deeds & Mortgages	Nov 2020 Refinance Oct 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`J0762R`

Property Details

APN / Parcel Number

Primary APN	`J0762R`
Alternative APNs	`SACO M:038 L:010 U:000-000` `M:038 L:010 U:000=000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Units	11 Units
Stories	4 Stories
Building Area	7,276 sqft Total Area
Gross Area	10,664 sqft
1st Floor Area	1,936 sqft
Attic	Attic
Attic Area	1,936 sqft
Basement Area	1,900 sqft
Unfinished Basement	1,900 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	J0762R
Street Address	7 ELM ST
City	SACO
State	ME
Zip	04072-2783
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	D
Legal Lot Number	10
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	3
Census Block	3016
Census Tract	5301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3 WILLOW LN, CUMBERLAND CENTER, ME 04021-3633
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BIDDEFORD SAVINGS BANK
Oct 7, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	7 ELM ST, SACO, ME 04072-2783
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184350016
Date	Nov 2, 2020
Book Page	18435/16
Instrument	2020055731

Lender

Name	BIDDEFORD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Oct 7, 2020
Property Address	7 ELM ST, SACO, ME 04072-2783
Document Number	0184040594
Book / Page	018404 / 000594
Instrument Date	Sep 28, 2020
Instrument	50308
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 WILLOW LN CUMBERLAND CENTER ME 040213633, CUMBERLAND CENTER, ME 04021-3633

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,102.00 (+205.12%)	$922,700 (+201.93%) Land $233,200 Building $689,500
2024	$4,294.00 (-14.53%)	$305,600 (+11.49%) Land $132,600 Building $173,000
2022	$5,024.00	$274,100 Land $101,100 Building $173,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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