York County and Saco City property record for 41 Elm St, Saco, ME 04072
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 9 bd · 6 ba · 5,782 sqft · built 1867 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Company Name on File |
| Last Sale | $290,600 (Mar 2018) |
| Tax Bill | $7,576 (2025) |
| Deeds & Mortgages | Jan 2023 Refinance Mar 2018 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | H0648R |
| Primary APN | H0648R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 28 Rooms |
| Units | 6 Units |
| Stories | 2 Stories |
| Building Area | 5,782 sqft Living Area |
| Gross Area | 9,447 sqft |
| 1st Floor Area | 2,987 sqft |
| Attic | Attic |
| Attic Area | 1,252 sqft |
| Basement Area | 2,024 sqft |
| Unfinished Basement | 2,024 sqft |
| Year Built | Built 1867 |
|---|---|
| Effective Year Built | Effective 1867 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | H0648R |
|---|---|
| Street Address | 41 ELM ST |
| City | SACO |
| State | ME |
| Zip | 04072-2754 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | D |
| Legal Lot Number | 71 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 5301 |
Source: York County and Saco City records · APN H0648R
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 135 HARRINGTON COVE RD, SPRUCE HEAD, ME 04859-4034 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance KATHADIN TRUST CO |
| Mar 19, 2018 | Deed of Trust, Transfer · Line of Credit KATAHDIN TR CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 19, 2018 · Amount on Record |
| Deed Sale | Mar 19, 2018 · Amount on Record |
| Deed Document Number | 201810276 |
| Deed Book / Page | 17679 / 215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 41 ELM ST, SACO, ME 04072-2754 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0191900049 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 19190/49 |
| Instrument | 2023002407 |
| Name | KATHADIN TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 41 ELM ST, SACO, ME 04072-2754 |
| Document Number | 0176790217 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 41 ELM ST SACO ME 040722754, SACO, ME 04072-2754 |
| Document Number | 0176790217 |
|---|---|
| Date | Mar 19, 2018 |
| Book Page | 017679/000217 |
| Instrument | 10277 |
| Name | KATAHDIN TR CO |
|---|---|
| Address | SCARBOROUGH, ME 04074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: York County and Saco City records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,576.00 (+6.84%) | $533,500 (+5.71%) Land $102,200 Building $431,300 |
| 2024 | $7,091.00 (+12.79%) | $504,700 (+47.14%) Land $155,100 Building $349,600 |
| 2022 | $6,287.00 | $343,000 Land $118,300 Building $224,700 |
Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GoNetspeed.
Based on FCC filings for 373 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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