28 E Water St, Smithsburg, MD 21783 Property Records

Washington County property record for 28 E Water St, Smithsburg, MD 21783 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 1860
Square Footage932 sqft Total Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$145,500 (2020)
Tax Bill$1,472.00 (2025)

Owner

Source: Washington County records · APN 07-015798

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address28 E WATER ST, SMITHSBURG, MD 21783-1604
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2020Grant Deed, Transfer
NOT AVAILABLE
Apr 18, 2017Grant Deed, Transfer
FIRST CLASS TITLE AGENCY, FIRST CLASS TITLE COMPANY LLC
Jan 23, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 06, 2020 · Amount on Record
Deed SaleApr 06, 2020 · Amount on Record
Prior SaleApr 18, 2017 · Amount on Record
Deed Book / Page6221 / 41
Record RefreshedSep 20, 2026

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWASHINGTON MD
Recording DateApr 06, 2020
Property Address28 E WATER ST, SMITHSBURG, MD 21783-1604
Document Number0062210046
Book / Page006221 / 000046
Instrument DateMar 19, 2020
Transaction TypeTransfer
Record UpdatedMay 07, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$20.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 E WATER ST SMITHSBURG MD 217831604, SMITHSBURG, MD 21783-1604

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWASHINGTON MD
Recording DateApr 18, 2017
Property Address28 E WATER ST, SMITHSBURG, MD 21783-1604
Document Number0054830150
Book / Page005483 / 000150
Instrument DateMar 01, 2017
Transaction TypeTransfer
Record UpdatedJul 19, 2017
Title CompanyFIRST CLASS TITLE AGENCY, FIRST CLASS TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Tax$60.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 S CARROLL ST #250 FREDERICK MD 217013617, 250, FREDERICK, MD 21701-3617

January 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWASHINGTON MD
Recording DateJan 23, 2017
Property Address28 E WATER ST, SMITHSBURG, MD 21783-1604
Document Number0054240003
Book / Page005424 / 000003
Instrument DateJan 19, 2017
Transaction TypeForeclosure
Record UpdatedJun 23, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$55.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8742 LUCENT BLVD #300 HIGHLANDS RANCH CO 801292386, 300, HIGHLANDS RANCH, CO 80129-2386

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalitySmithsburg Town
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$178,800 (+10.64%)$196,000 (-) Land $55,200 Building $140,800
2025$1,472.00 (+18.23%)$161,600 (+18.68%)$196,000 (+35.73%) Land $55,200 Building $140,800
2023$1,245.00$136,167$144,400 Land $55,200 Building $89,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN07-015798
Alternative APN
  • 015798

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area932 sqft Total Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area10,890 sqft (0.25 acres)
Depth X Width264 ft x 41 ft Depth x Width
Porch Area237 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating FuelElectric Heating Fuel
SewageSewage Connected

Location & Zoning

Account Number015798
Street Address28 E WATER ST
CitySMITHSBURG
StateMD
Zip21783-1604
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 41.25X264 .25 AC 28-30 E WATER STREET SMITHSBURG
Legal SubdivisionSMITHSBURG
JurisdictionWASHINGTON MD
Minor Civil Division7, SMITHSBURG
Census Blockgroup4
Census Block4048
Census Tract11301

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