24 E Water St, Smithsburg, MD 21783 Property Records

Washington County property record for 24 E Water St, Smithsburg, MD 21783 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1.5 Baths
Year BuiltBuilt 1899
Square Footage1,706 sqft Total Area
Lot Size21,780 sqft (0.5 acres)
GarageDetached, 570 sqft
OccupancyOwner Occupied
Last Sale$155,000 (2021)
Tax Bill$1,479.00 (2025)

Owner

Source: Washington County records · APN 07-012217

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 57, SMITHSBURG, MD 21783-0057
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · Line of Credit
TRUST BANK
Jan 24, 2024Intrafamily Transfer, Transfer
Mar 11, 2021Deed, Transfer · Conventional Mortgage
INTEGRITY HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 11, 2021 · Amount on Record
Deed SaleMar 11, 2021 · Amount on Record
Prior SaleNov 04, 2011 · Amount on Record
Deed Book / Page6545 / 214
Last Transfer DateJan 18, 2024
Transfer Doc0073930432
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Recording DateMay 12, 2026
Property Address24 E WATER ST, SMITHSBURG, MD 21783-1604
Document Number7922000474
Book / Page7922 / 474
Instrument DateApr 28, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyDATA SEARCH

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate, 156
Address24 E WATER ST, SMITHSBURG, MD 21783-1604

Mortgage

Document Number7922000474,
DateMay 12, 2026
Book Page7922/474
Lender
NameTRUST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.46%
Max Rate-1%

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHINGTON MD
Recording DateJan 24, 2024
Property Address24 E WATER ST, SMITHSBURG, MD 21783-1604
Document Number0073930432
Book / Page7393 / 432
Instrument DateJan 18, 2024
Transaction TypeTransfer
Record UpdatedFeb 01, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
AddressPO BOX 57, SMITHSBURG, MD 21783-0057

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateMar 11, 2021
Property Address24 E WATER ST, SMITHSBURG, MD 21783-1604
Document Number0065450214
Book / Page6545 / 214
Instrument DateFeb 25, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyNOT AVAILABLE, TRI ST SIGNATURE STLMTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
AddressPO BOX 57, SMITHSBURG, MD 21783-0057

Mortgage

Document Number0006545220
DateMar 11, 2021
Instrument6545/220
Lender
NameINTEGRITY HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalitySmithsburg Town
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$214,833 (+16.59%)$245,400 (-) Land $46,000 Building $199,400
2025$1,479.00 (+5.64%) Homeowner's exemption$184,267 (+24.53%)$245,400 (+59.66%) Land $46,000 Building $199,400
2024$1,400.00 (+3.47%)
2023$1,353.00 Homeowner's exemption$147,967$153,700 Land $46,000 Building $107,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN07-012217
Alternative APN
  • 012217

Interior

Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,706 sqft Total Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Exterior MaterialBrick Exterior
Roof MaterialSlate Roof
Lot Area21,780 sqft (0.5 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area570 sqft Garage
Porch1 Porch
Porch Area138 sqft Porch

Utilities and HVAC

Heating SystemBaseboard Heating
SewageSewage Connected

Location & Zoning

Account Number012217
Street Address24 E WATER ST
CitySMITHSBURG
StateMD
Zip21783-1604
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 62 82.5X26 24 E WATER ST
Legal SubdivisionSMITHSBURG
Legal Lot Number62
JurisdictionWASHINGTON MD
Minor Civil Division7, SMITHSBURG
Census Blockgroup4
Census Block4048
Census Tract11301

Nearby Properties on E Water St

Nearby Streets

Search Property Records by Address or Parcel Number