23 E Water St, Smithsburg, MD 21783 Property Records

Washington County property record for 23 E Water St, Smithsburg, MD 21783 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1920
Square Footage	1,950 sqft Total Area
Lot Size	21,648 sqft (0.497 acres)
Occupancy	Owner Occupied
Tax Bill	$1,350.00 (2025)

Owner

Source: Washington County records · APN 07-001363

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 500, SMITHSBURG, MD 21783-0500
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 26, 1999
Deed Sale	Aug 26, 1999
Deed Doc Number	19997275
Deed Book / Page	1519 / 402
Record Refreshed	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 24, 2021
Property Address	23 E WATER ST, SMITHSBURG, MD 21783
Document Number	0065600085
Book / Page	6560 / 85
Instrument Date	Jan 19, 2021
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,800 (+13.49%)	$196,700 (-) Land $58,400 Building $138,300
2025	$1,350.00 (+12.78%) Homeowner's exemption	$154,900 (+18.36%)	$196,700 (+46.79%) Land $58,400 Building $138,300
2023	$1,197.00 Homeowner's exemption	$130,867	$134,000 Land $58,400 Building $75,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`07-001363`
Alternative APN	`001363`

Interior

Full Baths	2 Baths
Building Area	1,950 sqft Total Area
Basement Area	500 sqft Basement
Finished Basement	500 sqft Finished
Stories	2 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	21,648 sqft (0.497 acres)
Porch Area	215 sqft Porch

Utilities and HVAC

Heating System	Radiant Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	001363
Street Address	23 E WATER ST
City	SMITHSBURG
State	MD
Zip	21783
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 68 82X264 23 E WATER ST
Legal Subdivision	SMITHSBURG
Legal Lot Number	68
Jurisdiction	WASHINGTON MD
Minor Civil Division	7, SMITHSBURG
Census Blockgroup	4
Census Block	4021
Census Tract	11301