Washington County property record for 26 E Water St, Smithsburg, MD 21783 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1884 |
| Square Footage | 1,446 sqft Total Area |
| Lot Size | 22,440 sqft (0.515 acres) |
| Garage | Detached, 700 sqft |
| Last Sale | $65,000 (2021) |
| Tax Bill | $2,019.00 (2025) |
Source: Washington County records · APN 07-008422
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22326 REPUBLICAN AVE, SMITHSBURG, MD 21783-1853 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDDLETOWN VALLEY BANK |
| Feb 08, 2021 | Deed, Transfer NOT AVAILABLE, LIBERTY TITLE & SETTLEMENT S |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2021 · Amount on Record |
| Deed Sale | Feb 08, 2021 · Amount on Record |
| Prior Sale | Dec 19, 1997 |
| Deed Book / Page | 6510 / 96 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 26 E WATER ST, SMITHSBURG, MD 21783-1604 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067340137 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 6734/137 |
| Name | MIDDLETOWN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, MD 21769 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Feb 08, 2021 |
| Property Address | 26 E WATER ST, SMITHSBURG, MD 21783-1604 |
| Document Number | 0065100096 |
| Book / Page | 6510 / 96 |
| Instrument Date | Feb 08, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | NOT AVAILABLE, LIBERTY TITLE & SETTLEMENT S |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 22326 REPUBLICAN AVE, SMITHSBURG, MD 21783-1853 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,600 (+20.76%) | $313,600 (-) Land $55,700 Building $257,900 | |
| 2025 | $2,019.00 (+44.11%) | $221,600 (+44.65%) | $313,600 (+78.59%) Land $55,700 Building $257,900 |
| 2023 | $1,401.00 | $153,200 | $175,600 Land $55,700 Building $119,900 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-008422 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,446 sqft Total Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1884 |
|---|---|
| Effective Year Built | Effective 1884 |
| Construction Type | Frame Construction |
| Roof Material | Metal Roof |
| Lot Area | 22,440 sqft (0.515 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 700 sqft Garage |
| Porch Area | 186 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 008422 |
|---|---|
| Street Address | 26 E WATER ST |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1604 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .52 AC 26 E WATER ST |
| Legal Lot Number | 26 |
| Jurisdiction | WASHINGTON MD |
| Minor Civil Division | 7, SMITHSBURG |
| Census Blockgroup | 4 |
| Census Block | 4048 |
| Census Tract | 11301 |
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