28 E Forest Rd, Asheville, NC 28803 Property Records

Buncombe County property record for 28 E Forest Rd, Asheville, NC 28803

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,076 sqft · built 2022
Lot Size	2.18 acres (94,961 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Jun 2020)
Tax Bill	$7,610 (2025)
Deeds & Mortgages	May 2022 Construction Loan Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`681538-2020-202`

Property Details

APN / Parcel Number

Primary APN	`681538-2020-202`
Alternative APNs	`9646-46-8638-00000` `964610467559000` `008160839`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,076 sqft Living Area
Gross Area	5,868 sqft
1st Floor Area	1,947 sqft
Basement Area	1,947 sqft
Finished Basement	1,419 sqft
Unfinished Basement	528 sqft
Utility Area	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	94,961 sqft (2.18 acres)
Garage Type	Attached
Garage Area	972 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1,152 sqft
Porch	Open Porch
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	681538-2020-202
Street Address	28 E FOREST RD
City	ASHEVILLE
State	NC
Zip	28803-2944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: BILTMORE FOREST LOT: 21 BLOCK: NE PLAT: 0034-0119
Legal Subdivision	BILTMORE FOREST
Legal Block	1
Legal Lot Number	21
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	1
Census Block	1066
Census Tract	2101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Biltmore Estate listed 1966 · 138 contributing resources · National Historic Landmark (designated 1963) · NRIS 66000586

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Buncombe County assessment roll, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 E FOREST RD, ASHEVILLE, NC 28803-2944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Jun 11, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 11, 2020 · Amount on Record
Deed Sale	Jun 11, 2020 · Amount on Record
Deed Book / Page	5908 / 911
Prior Transfer Date	Feb 12, 2019
Prior Transfer Doc	0057461883
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	28 E FOREST RD, ASHEVILLE, NC 28803-2944
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062231694
Date	May 26, 2022
Book Page	6223/1694

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.99%
Index	Other
Margin	3
Max Rate	8.99%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 11, 2020
Property Address	99999 FOREST RUN DR, ASHEVILLE, NC 28803
Document Number	0059080911
Book / Page	005908 / 000911
Instrument Date	May 29, 2020
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,600.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	26 E FOREST RD ASHEVILLE NC 288032944, ASHEVILLE, NC 28803-2944

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Feb 26, 2019
Property Address	99999 FOREST RUN DR, ASHEVILLE, NC 28803
Document Number	0057461883
Book / Page	005746 / 001883
Instrument Date	Feb 12, 2019
Transaction Type	Transfer
Record Updated	Mar 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 FOREST RD ASHEVILLE NC 28803, ASHEVILLE, NC 28803

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Biltmore Forest Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,610.00 (+56.29%)	$1,392,300 (+428.19%) Land $263,600 Building $1,128,700	$1,392,300 (+428.19%) Land $263,600 Building $1,128,700
2024	$4,869.00 (+271.11%)
2023	$1,312.00 (+2.02%)	$263,600 (-)	$263,600 (-) Land $263,600
2022	$1,286.00	$263,600	$263,600 (-81.07%) Land $263,600
2021			$1,392,300 Land $263,600 Building $1,128,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (1995–2024)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims Hurricane Ivan, Sep 2004 · 6 claims Tropical Storm Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BILTMORE FOREST serves 1,356 people · EPA ID NC0111030
Water Source	Purchased surface water from CITY OF ASHEVILLE
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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