28 E First St, #4B, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 28 E First St, #4B, Ocean Isle Beach, NC 28469

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,002 sqft · built 1981
Owner2 Individual Names on Record
Last Sale$480,000 (Sep 2025)
Tax Bill$1,855 (2025)
Deeds & MortgagesSep 2025 Foreclosure
Oct 2017 Sale
Flood ZoneZone VE (high risk)
APN257DA00604

Property Details

APN / Parcel Number

Primary APN257DA00604
Alternative APNs
  • 107517108639
  • 60011000
  • 80173279

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,002 sqft Heated Area
Gross Area1,496 sqft
1st Floor Area36 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2001
Architectural StyleCondo/Apartment
Exterior MaterialWood Shingle
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80173279
Street Address28 E FIRST ST, 4B
CityOCEAN ISLE BEACH
StateNC
Zip28469
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 4B DUNES I CONDO
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group3
Census Block3011
Census Tract20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1530 W 15TH ST, JASPER, IN 47546-9069
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2025Commissioner's Deed, Foreclosure · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Oct 4, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2025 · Amount on Record
Deed SaleSep 9, 2025 · Amount on Record
Prior SaleJun 1, 1995
Deed Book / Page5418 / 1105
Prior Transfer DateSep 2, 2021
Prior Transfer Doc4716000829
Record UpdatedOct 29, 2026

September 2025: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionBRUNSWICK NC
Recording DateSep 9, 2025
Property Address28 E FIRST ST # 4B, 4B, OCEAN ISLE BEACH, NC 28469
Document Number0054181105
Book / Page5418 / 1105
Map ReferenceMB 482 PG 784
Instrument DateSep 9, 2025
Transaction TypeForeclosure
Record UpdatedSep 29, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$960.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1530 W 15TH ST, JASPER, IN 47546-9069

Mortgage

Document Number0054181109
DateSep 9, 2025
Instrument5418/1109
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateOct 4, 2017
Property Address28 E FIRST ST # 4B, 4B, OCEAN ISLE BEACH, NC 28469
Document Number0039680065
Book / Page003968 / 000065
Instrument DateSep 27, 2017
Transaction TypeTransfer
Record UpdatedNov 10, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address211 ANDREW DR JEFFERSON HILLS PA 150253843, JEFFERSON HILLS, PA 15025-3843

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$483,840 (-) Building $483,840$483,840 (-) Building $483,840
2025$1,855.00 (+0.05%)$483,840 (-) Building $483,840$483,840 (-) Building $483,840
2024$1,854.00
2023$483,840 Building $483,840$483,840 Building $483,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 596 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies658 units insured
incl. 62 condo units
Nearby Flood Claims901 (1979–2022)
Claims Outside the SFHA2 of 901
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Isaias, Aug 2020 · 124 claims
  • Hurricane Matthew, Oct 2016 · 106 claims
  • Hurricane Hugo, Sep 1989 · 264 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OCEAN ISLE BEACH
serves 7,925 people · EPA ID NC0410035
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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