Brunswick County property record for 28 E First St, #3A, Ocean Isle Beach, NC 28469
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,002 sqft · built 1981 |
| Lot Size | 0.014 acres (626 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Feb 2023) |
| Tax Bill | $1,848 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 257DA00503 |
| Primary APN | 257DA00503 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,002 sqft Heated Area |
| Gross Area | 1,541 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 626 sqft (0.014 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80138010 |
|---|---|
| Street Address | 28 E FIRST ST, 3A |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 3 BLDG A DUNES I CONDO PLAT 482-784 |
| Legal Subdivision | DUNES I CONDOMINIUM |
| Legal Unit | 3 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 20512 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1400 BLANTONS CREEK DR, WAKE FOREST, NC 27587-3536 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Feb 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Sep 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage ALLEGACY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2023 · Amount on Record |
| Deed Sale | Feb 28, 2023 · Amount on Record |
| Prior Sale | Sep 11, 2020 · Amount on Record |
| Deed Book / Page | 4978 / 576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Feb 28, 2023 |
| Property Address | 28 E FIRST ST # 3A, 3A, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0049780576 |
| Book / Page | 4978 / 576 |
| Map Reference | MB 482 PG 784 |
| Instrument Date | Feb 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,070.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1400 BLANTONS CREEK DR, WAKE FOREST, NC 27587-3536 |
| Document Number | 0049780579 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | 4978/579 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Sep 11, 2020 |
| Property Address | 28 E FIRST ST # 3A, 3A, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0044380137 |
| Book / Page | 4438 / 137 |
| Map Reference | MB 4327 PG 111 |
| Instrument Date | Sep 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $636.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1845 VERSA CT, 1845, APEX, NC 27502-9622 |
| Name | Verified Name |
|---|---|
| Address | 181 NUTIAN FARM LANE, CLEMMONS, NC 27012-7061 |
| Document Number | 4438141 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 4438/141 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $482,010 (-) Building $482,010 | $482,010 (-) Building $482,010 | |
| 2025 | $1,848.00 | $482,010 (-) Building $482,010 | $482,010 (-) Building $482,010 |
| 2023 | $482,010 Building $482,010 | $482,010 Building $482,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 596 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 658 units insured incl. 62 condo units |
| Nearby Flood Claims | 901 (1979–2022) |
| Claims Outside the SFHA | 2 of 901 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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