Brunswick County property record for 28 E First St, #3B, Ocean Isle Beach, NC 28469
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,002 sqft · built 1981 |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Jan 2021) |
| Tax Bill | $1,848 (2025) |
| Deeds & Mortgages | Jan 2021 Sale Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone VE (high risk) |
| APN | 257DA00603 |
| Primary APN | 257DA00603 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,002 sqft Heated Area |
| Gross Area | 1,476 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80106110 |
|---|---|
| Street Address | 28 E FIRST ST, 3B |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 3 BLDG B DUNES I CONDO |
| Legal Subdivision | DUNES I CONDOMINIUM |
| Legal Unit | 3 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 20512 |
28 E First St, #3B is owned by two individuals who bought it in January 2021.
Source: Brunswick County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1581 COLONIST SQ SW, OCEAN ISLE BEACH, NC 28469-6505 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU |
| Apr 4, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 25, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2021 · Amount on File |
| Deed Sale | Jan 29, 2021 · Amount on File |
| Prior Sale | May 25, 2017 · Amount on File |
| Deed Book / Page | 4539 / 568 |
| Prior Transfer Date | Mar 21, 2018 |
| Prior Transfer Doc | 0040370051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jan 29, 2021 |
| Property Address | 28 E FIRST ST # 3B, 3B, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0045390568 |
| Book / Page | 004539 / 000568 |
| Instrument Date | Jan 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $860.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1581 COLONIST SQ SW OCEAN ISLE BEACH NC 284696505, OCEAN ISLE BEACH, NC 28469-6505 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 28 E FIRST ST # 3B, 3B, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0043270116 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 28 E FIRST ST #A-3 OCEAN ISLE BEACH NC 28469, A-3, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0043270116 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 004327/000116 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2050 |
| Rate | 3.87% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Apr 4, 2018 |
| Property Address | 28 E FIRST ST # 3B, 3B, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0040370051 |
| Book / Page | 004037 / 000051 |
| Instrument Date | Mar 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1130 ALSACE DR APEX NC 275025272, APEX, NC 27502-5272 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | May 25, 2017 |
| Property Address | 28 E FIRST ST # 3B, 3B, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0039110707 |
| Book / Page | 003911 / 000707 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $550.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1130 ALSACE DR APEX NC 275025272, APEX, NC 27502-5272 |
The 2025 property tax bill for 28 E First St, #3B was $1,848.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $482,010 (-) Building $482,010 | $482,010 (-) Building $482,010 | |
| 2025 | $1,848.00 | $482,010 Building $482,010 | $482,010 Building $482,010 |
| 2024 | $1,848.00 | ||
| 2023 | $482,010 Building $482,010 | $482,010 Building $482,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 E First St, #3B in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 596 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 658 units insured incl. 62 condo units |
| Nearby Flood Claims | 901 (1979–2022) |
| Claims Outside the SFHA | 2 of 901 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 E First St, #3B is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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