28 E First St, #3C, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 28 E First St, #3C, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 996 sqft · built 1981
Owner	2 Individual Names on Record
Last Sale	$549,500 (Jun 2026)
Tax Bill	$1,772 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`257DA00703`

Property Details

APN / Parcel Number

Primary APN	`257DA00703`
Alternative APNs	`107517108639` `63055800`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	996 sqft Heated Area
Gross Area	1,452 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Exterior Material	Wood Shingle
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Flat
Roof Material	Built-Up Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	63055800
Street Address	28 E FIRST ST, 3C
City	OCEAN ISLE BEACH
State	NC
Zip	28469
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 3 BLDG C DUNES I CONDO
Legal Subdivision	DUNES I CONDOMINIUM
Legal Unit	3
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	3
Census Block	3011
Census Tract	20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 BURGESS CT, HILLSBOROUGH, NC 27278-7152
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Apr 1, 2003
Deed Book / Page	5573 / 101
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 8, 2026
Property Address	28 E FIRST ST, 3C, OCEAN ISLE BEACH, NC 28469
Document Number	5573000101
Book / Page	5573 / 101
Instrument Date	May 18, 2026
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110,999.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 BURGESS CT, HILLSBOROUGH, NC 27278-7152
Investor	Possibly a Property Investor

Mortgage

Document Number	5573000104,
Date	Jun 8, 2026
Book Page	5573/104

Lender

Name	AMERICAN SECURITY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,910 (-) Building $483,910	$483,910 (-) Building $483,910
2025	$1,772.00	$483,910 (-) Building $483,910	$483,910 (-) Building $483,910
2024	$1,772.00
2023		$483,910 Building $483,910	$483,910 Building $483,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 596 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	658 units insured incl. 62 condo units
Nearby Flood Claims	901 (1979–2022)
Claims Outside the SFHA	2 of 901
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Isaias, Aug 2020 · 124 claims Hurricane Matthew, Oct 2016 · 106 claims Hurricane Hugo, Sep 1989 · 264 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20