Huron County property record for 28 E Elm St, Norwalk, OH 44857
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,994 sqft · built 1950 |
| Lot Size | 0.755 acres (32,896 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Jan 2025) |
| Tax Bill | $3,623 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-0060-03-003-0000 |
| Primary APN | 33-0060-03-003-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,994 sqft Living Area |
| 1st Floor Area | 1,994 sqft |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 32,896 sqft (0.755 acres) |
| Lot Dimensions | 257 ft deep x 128 ft wide |
| Garage Type | Mixed |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Porch |
| Porch Area | 204 sqft |
| Deck Area | 256 sqft |
| Patio Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 312008 |
|---|---|
| Street Address | 28 E ELM ST |
| City | NORWALK |
| State | OH |
| Zip | 44857-2144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 95 NW PT |
| Jurisdiction | HURON OH |
| Township / Civil Division | NORWALK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 915600 |
Source: Huron County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 E ELM ST, NORWALK, OH 44857-2144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Dec 19, 2022 | Warranty Deed, Transfer · Commercial Mortgage FIRELANDS FCU |
| Nov 18, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 15, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2025 · Amount on Record |
| Deed Sale | Jan 28, 2025 · Amount on Record |
| Prior Sale | Dec 19, 2022 · Amount on Record |
| Deed Document Number | 2025382 |
| Prior Transfer Date | Nov 13, 2020 |
| Prior Transfer Doc | 0000007722 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HURON OH |
| Recording Date | Dec 19, 2022 |
| Property Address | 28 E ELM ST, NORWALK, OH 44857-2144 |
| Document Number | 0000007504 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 202212190007504 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Title Company | TUCKER ESCROW AND TITLE SERVICES, TUCKER ESCROW & TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 28 E ELM ST, NORWALK, OH 44857-2144 |
| Document Number | 0000007505 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 202212190007505 |
| Name | FIRELANDS FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HURON OH |
| Recording Date | Nov 18, 2020 |
| Property Address | 28 E ELM ST, NORWALK, OH 44857-2144 |
| Document Number | 0000007722 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 202011180007722 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | TUCKER ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 28 E ELM ST, NORWALK, OH 44857-2144 |
| Document Number | 0000007723 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 202011180007723 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HURON OH |
| Property Address | 28 E ELM ST, NORWALK, OH 44857-2144 |
| Document Number | 0000006237 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 E ELM ST NORWALK OH 448572144, NORWALK, OH 44857-2144 |
| Document Number | 0000006237 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 6237 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | NORWALK, OH 44857 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Huron County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Huron County |
| Municipality | Norwalk City |
| Unified School District | Norwalk City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,623.00 (-6.45%) | $91,550 (-3.45%) Land $19,380 Building $72,170 | $261,560 (-3.45%) Land $55,370 Building $206,190 |
| 2024 | $3,873.00 (+31.38%) | $94,820 (+29.02%) Land $19,380 Building $75,440 | $270,900 (+29.01%) Land $55,370 Building $215,530 |
| 2023 | $2,948.00 (-2.55%) | $73,490 (-) Land $15,290 Building $58,200 | |
| 2022 | $3,025.00 | $73,490 Land $15,290 Building $58,200 | |
| 2021 | $209,980 Land $43,690 Building $166,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORWALK CITY PWS private · serves 17,466 people · EPA ID OH3901111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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