23 E Elm St, Norwalk, OH 44857 Property Records

Huron County property record for 23 E Elm St, Norwalk, OH 44857

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.327 acres (14,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000 (Jul 2024)
Tax Bill	$485 (2025)
Deeds & Mortgages	May 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-0240-01-028-0000`

Property Details

APN / Parcel Number

Primary APN	`33-0240-01-028-0000`
Alternative APN	`344927`

Exterior

Lot Area	14,244 sqft (0.327 acres)
Lot Dimensions	188 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	344927
Street Address	23 E ELM ST
City	NORWALK
State	OH
Zip	44857-2145
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SEC 4 LOT 95 S 1/2
Legal Lot Number	95
Jurisdiction	HURON OH
Township / Civil Division	NORWALK
Census Block Group	3
Census Block	3012
Census Tract	915600

Owner

Source: Huron County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 E ELM ST, NORWALK, OH 44857-2145
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on Record
Deed Sale	Jul 30, 2024 · Amount on Record
Prior Sale	May 30, 2017 · Amount on Record
Deed Document Number	20243607
Record Updated	Oct 29, 2026

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HURON OH
Recording Date	May 30, 2017
Property Address	23 E ELM ST, NORWALK, OH 44857-2145
Document Number	0000003067
Instrument Date	May 30, 2017
Instrument	3067
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 E ELM ST NORWALK OH 448572145, NORWALK, OH 44857-2145

Mortgage

Document Number	3068
Date	May 30, 2017
Instrument	3068

Lender

Name	NORTH COAST BUSN LNDG LLC
Address	MONROEVILLE, OH 44847

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 29, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Norwalk City
Unified School District	Norwalk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$485.00 (-5.27%)	$11,740 (-) Land $11,740	$33,530 (-) Land $33,530
2024	$512.00 (+41.05%)	$11,740 (+32.36%) Land $11,740	$33,530 (+32.27%) Land $33,530
2023	$363.00 (-0.55%)	$8,870 (-) Land $8,870
2022	$365.00	$8,870 Land $8,870
2021			$25,350 Land $25,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Aug 2023 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight Line Winds, And Flooding, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK CITY PWS private · serves 17,466 people · EPA ID OH3901111
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20