Huron County property record for 33 E Elm St, Norwalk, OH 44857
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,586 sqft · built 1900 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,136 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-0240-01-032-0000 |
| Primary APN | 33-0240-01-032-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,586 sqft Living Area |
| 1st Floor Area | 985 sqft |
| 2nd Floor Area | 601 sqft |
| Basement Area | 985 sqft |
| Unfinished Basement | 985 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 150 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 344975 |
|---|---|
| Street Address | 33 E ELM ST |
| City | NORWALK |
| State | OH |
| Zip | 44857-2145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2034 |
| Legal Lot Number | 2034 |
| Jurisdiction | HURON OH |
| Township / Civil Division | NORWALK |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 915600 |
Source: Huron County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 33 E ELM ST, NORWALK, OH 44857-2145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Line of Credit YOUR HOME FINANCIAL LLC |
| Sep 12, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| May 20, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Nov 9, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2005 |
| Deed Sale | Aug 5, 2005 |
| Prior Sale | Feb 27, 1998 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HURON OH |
| Property Address | 33 E ELM ST, NORWALK, OH 44857-2145 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 33 E ELM ST, NORWALK, OH 44857-2145 |
| Document Number | 0000004817 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 202509180004817 |
| Name | YOUR HOME FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE, OH 44145 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HURON OH |
| Property Address | 33 E ELM ST, NORWALK, OH 44857-2145 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 33 E ELM ST, NORWALK, OH 44857-2145 |
| Document Number | 0000005704 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 202209120005704 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jun 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HURON OH |
| Property Address | 33 E ELM ST, NORWALK, OH 44857-2145 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003306 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 202205200003306 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HURON OH |
| Property Address | 33 E ELM ST, NORWALK, OH 44857-2145 |
| Document Number | 0000007103 |
| Instrument Date | Nov 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Name | Verified Name |
|---|---|
| Address | 33 E ELM ST NORWALK OH 448572145, NORWALK, OH 44857-2145 |
| Document Number | 0000007103 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 7103 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | NORWALK, OH 44857 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Huron County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Huron County |
| Municipality | Norwalk City |
| Unified School District | Norwalk City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,136.00 (-7.72%) | $49,770 (-) Land $6,770 Building $43,000 | $142,210 (-) Land $19,350 Building $122,860 |
| 2024 | $1,231.00 (+41.82%) | $49,770 (+24.46%) Land $6,770 Building $43,000 | $142,210 (+24.45%) Land $19,350 Building $122,860 |
| 2023 | $868.00 (-4.19%) | $39,990 (-) Land $5,120 Building $34,870 | |
| 2022 | $906.00 | $39,990 Land $5,120 Building $34,870 | |
| 2021 | $114,270 Land $14,630 Building $99,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 16 (2004–2023) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORWALK CITY PWS private · serves 17,466 people · EPA ID OH3901111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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