Huron County property record for 25 E Elm St, Norwalk, OH 44857
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,314 sqft · built 1950 |
| Lot Size | 0.532 acres (23,174 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Jul 2024) |
| Tax Bill | $3,924 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-0240-01-028-0100 |
| Primary APN | 33-0240-01-028-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,314 sqft Living Area |
| 1st Floor Area | 2,314 sqft |
| Upper Floors Area | 1,330 sqft |
| Attic | Attic |
| Attic Area | 1,330 sqft |
| Basement Area | 1,330 sqft |
| Unfinished Basement | 1,330 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 23,174 sqft (0.532 acres) |
| Lot Dimensions | 188 ft deep x 124 ft wide |
| Garage Type | Basement |
| Garage Area | 984 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 960 sqft |
| Deck Area | 80 sqft |
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 344935 |
|---|---|
| Street Address | 25 E ELM ST |
| City | NORWALK |
| State | OH |
| Zip | 44857-2145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 4 LOT 95 S 1/2 |
| Legal Subdivision | LANDS OF JOHN & ELNORA SUHR |
| Legal Lot Number | 95 |
| Jurisdiction | HURON OH |
| Township / Civil Division | NORWALK |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 915600 |
Source: Huron County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 E ELM ST, NORWALK, OH 44857-2145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Sep 28, 2023 | Deed of Trust, Mortgage · Line of Credit FIRELANDS FCU |
| Dec 20, 2019 | Deed of Trust, Mortgage · Line of Credit FIRELANDS FCU |
| Feb 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNION HM MTG |
| Jun 23, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 3, 2017 | Deed of Trust, Mortgage · Line of Credit FIRELANDS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2024 · Amount on Record |
| Deed Sale | Jul 30, 2024 · Amount on Record |
| Prior Sale | Feb 5, 2016 · Amount on Record |
| Deed Document Number | 20243604 |
| Prior Transfer Date | May 8, 2015 |
| Prior Transfer Doc | 0000002506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HURON OH |
| Recording Date | Jun 12, 2026 |
| Property Address | 25 E ELM ST, NORWALK, OH 44857-2145 |
| Document Number | 0000003220 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20263220 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 25 E ELM ST, NORWALK, OH 44857-2145 |
| Document Number | 0000003220, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 20263220 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HURON OH |
| Property Address | 25 E ELM ST, NORWALK, OH 44857-2145 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000004769 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 202309280004769 |
| Name | FIRELANDS FCU |
|---|---|
| Type | Credit Union |
| Address | BELLEVUE, OH 44811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HURON OH |
| Property Address | 25 E ELM ST, NORWALK, OH 44857-2145 |
| Document Number | 0000007340 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 25 E ELM ST NORWALK OH 448572145, NORWALK, OH 44857-2145 |
| Document Number | 0000007340 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 7340 |
| Name | FIRELANDS FCU |
|---|---|
| Type | Credit Union |
| Address | BELLEVUE, OH 44811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 30, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HURON OH |
| Property Address | 25 E ELM ST, NORWALK, OH 44857-2145 |
| Document Number | 0000000947 |
| Instrument Date | Feb 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 25 E ELM ST NORWALK OH 448572145, NORWALK, OH 44857-2145 |
| Document Number | 0000000947 |
|---|---|
| Date | Feb 20, 2018 |
| Instrument | 947 |
| Name | UNION HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HURON OH |
| Recording Date | Jun 23, 2017 |
| Property Address | 25 E ELM ST, NORWALK, OH 44857-2145 |
| Document Number | 0000003626 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 3626 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 25 E ELM ST NORWALK OH 448572145, NORWALK, OH 44857-2145 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HURON OH |
| Property Address | 25 E ELM ST, NORWALK, OH 44857-2145 |
| Document Number | 0000001162 |
| Instrument Date | Feb 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 25 E ELM ST NORWALK OH 448572145, NORWALK, OH 44857-2145 |
| Document Number | 0000001162 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 1162 |
| Name | FIRELANDS FCU |
|---|---|
| Type | Credit Union |
| Address | BELLEVUE, OH 44811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 28, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Huron County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Huron County |
| Municipality | Norwalk City |
| Unified School District | Norwalk City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,924.00 (+13.9%) | $99,260 (+17.56%) Land $17,460 Building $81,800 | $283,610 (+17.56%) Land $49,890 Building $233,720 |
| 2024 | $3,445.00 (+35.74%) | $84,430 (+36.16%) Land $17,460 Building $66,970 | $241,240 (+36.16%) Land $49,890 Building $191,350 |
| 2023 | $2,538.00 (-0.55%) | $62,010 (-) Land $12,760 Building $49,250 | |
| 2022 | $2,552.00 | $62,010 Land $12,760 Building $49,250 | |
| 2021 | $177,180 Land $36,460 Building $140,720 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 16 (2004–2023) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORWALK CITY PWS private · serves 17,466 people · EPA ID OH3901111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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