28 Denison Dr, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 28 Denison Dr, Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	6,391 sqft · built 2000
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$3,200,000 (Sep 2018)
Tax Bill	$21,308 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58-01502-0000-00051`

Property Details

APN / Parcel Number

Primary APN	`58-01502-0000-00051`
Alternative APNs	`580150200051` `033100`

Interior

Stories	2 Stories
Building Area	6,391 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	87,120 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	033100
Street Address	28 DENISON DR
City	SADDLE RIVER
State	NJ
Zip	07458-2819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.0 AC. (9,5-K)
Legal Subdivision	APPLEBY ESTATE SEC A
Legal Block	1502
Legal Lot Number	51
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE RIVER
Census Block Group	3
Census Block	3008
Census Tract	53100

Owner

28 Denison Dr is owned and occupied by two individuals who bought it in September 2018.

Source: Bergen County and Saddle River Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 DENISON DR, SADDLE RIVER, NJ 07458-2819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 18, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Sep 20, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2018 · Amount on File
Deed Sale	Sep 20, 2018 · Amount on File
Prior Sale	Apr 17, 1998 · Amount on File
Deed Document Number	201818-066969
Deed Book / Page	3057 / 1832
Prior Transfer Date	Mar 27, 1998
Prior Transfer Doc	0000054419
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	28 DENISON DR, SADDLE RIVER, NJ 07458-2819
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027300287
Date	Sep 22, 2017
Book Page	02730/0287
Instrument	17-071094

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	28 DENISON DR, SADDLE RIVER, NJ 07458-2819
Document Number	0034801343
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Apr 13, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 DENISON DR SADDLE RIVER NJ 074582819, SADDLE RIVER, NJ 07458-2819

Mortgage

Document Number	0034801343
Date	Jan 29, 2020
Book Page	003480/001343
Instrument	20009659

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 20, 2018
Property Address	28 DENISON DR, SADDLE RIVER, NJ 07458-2819
Document Number	0030571832
Book / Page	3057 / 1832
Instrument Date	Jun 25, 2018
Instrument	00018-066969
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 W SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2618

Tax Assessment & Valuation

The 2025 property tax bill for 28 Denison Dr was $21,308, up 3% from the year before.

Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Saddle River Borough
Unified School District	Saddle River Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,077,100 (+4.01%) Land $1,025,000 Building $1,052,100	$2,077,100 (+4.01%) Land $1,025,000 Building $1,052,100
2025	$21,308.00 (+3%)	$1,997,000 Land $1,025,000 Building $972,000	$1,997,000 Land $1,025,000 Building $972,000
2024	$20,688.00
2023		$1,997,000 (-) Land $1,025,000 Building $972,000	$1,997,000 (-) Land $1,025,000 Building $972,000
2022	$19,850.00 (+0.92%)	$1,997,000 Land $1,025,000 Building $972,000	$1,997,000 Land $1,025,000 Building $972,000
2021	$19,670.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Denison Dr in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	68 (1978–2021)
Claims Outside the SFHA	6 of 68
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Denison Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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