18 Denison Dr, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 18 Denison Dr, Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	5,660 sqft · built 1952
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Jul 2000)
Tax Bill	$19,502 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58-01502-0000-00037`

Property Details

APN / Parcel Number

Primary APN	`58-01502-0000-00037`
Alternative APNs	`580150200037` `032800`

Interior

Stories	1 Story
Building Area	5,660 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	91,476 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	032800
Street Address	18 DENISON DR
City	SADDLE RIVER
State	NJ
Zip	07458-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.1AC (9,5-H)
Legal Subdivision	OLD DENISON ESTATES SEC 2
Legal Block	1502
Legal Lot Number	37
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE RIVER
Census Block Group	3
Census Block	3008
Census Tract	53100

Owner

Source: Bergen County and Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 DENISON DR, SADDLE RIVER, NJ 07458-2806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Aug 30, 2018	Deed of Trust, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2000 · Amount on Record
Deed Sale	Jul 5, 2000 · Amount on Record
Deed Document Number	200082361
Deed Book / Page	8286 / 482
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	18 DENISON DR, SADDLE RIVER, NJ 07458-2806
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032901705
Date	Jul 10, 2019
Book Page	3290/1705
Instrument	19-044279

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2026
Index	1-Month LIBOR

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	18 DENISON DR, SADDLE RIVER, NJ 07458-2806
Document Number	0030551908
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018
Title Company	PRO NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 DENISON DR SADDLE RIVER NJ 074582806, SADDLE RIVER, NJ 07458-2806

Mortgage

Document Number	0030551908
Date	Sep 18, 2018
Book Page	003055/001908
Instrument	66473

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Saddle River Borough
Unified School District	Saddle River Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,827,700 (-) Land $1,043,200 Building $784,500	$1,827,700 (-) Land $1,043,200 Building $784,500
2025	$19,502.00 (+3%)	$1,827,700 (-) Land $1,043,200 Building $784,500	$1,827,700 (-) Land $1,043,200 Building $784,500
2024	$18,934.00 (+4.22%)
2023		$1,827,700 Land $1,043,200 Building $784,500	$1,827,700 Land $1,043,200 Building $784,500
2022	$18,167.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	68 (1978–2021)
Claims Outside the SFHA	6 of 68
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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